DEPOSITS (Details) - USD ($)	Jun. 30, 2020	Dec. 31, 2019
DEPOSITS
Non-interest bearing demand	$ 185,835,000	$ 134,648,000
Interest bearing demand	245,741,000	218,847,000
Savings	205,348,000	173,069,000
Time certificates of deposits less than $250,000	189,439,000	210,916,000
Time certificates of deposits $250,000 or greater	16,773,000	23,006,000
Other time deposits	1,590,000	1,142,000
Total deposits	$ 844,726,000	$ 761,628,000