CONSOLIDATED BALANCE SHEETS - USD ($)	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 9,162,000	$ 10,251,000
Interest-bearing deposits in other banks	588,000	473,000
Total cash and cash equivalents	9,750,000	10,724,000
Time deposits with other banks	247,000	247,000
Debt securities available-for-sale, at fair value	312,689,000	277,928,000
Marketable equity securities, at fair value	1,463,000	1,933,000
Restricted investment in bank stocks, at cost	3,416,000	4,224,000
Loans	673,078,000	645,440,000
Loans held for sale	3,836,000	2,292,000
Allowance for loan losses	(7,334,000)	(7,005,000)
Net loans	669,580,000	640,727,000
Premises and equipment, net	19,008,000	19,387,000
Operating lease right-of-use assets	1,218,000	1,470,000
Accrued interest receivable	4,580,000	3,405,000
Cash surrender value of bank owned life insurance	23,889,000	23,583,000
Investments in low-income housing partnerships	1,647,000	1,828,000
Goodwill	19,133,000	19,133,000
Foreclosed assets held for resale	169,000	119,000
Other assets	1,930,000	2,518,000
TOTAL ASSETS	1,068,719,000	1,007,226,000
LIABILITIES
Non-interest bearing	185,835,000	134,648,000
Interest bearing	658,891,000	626,980,000
Total deposits	844,726,000	761,628,000
Short-term borrowings	33,315,000	54,663,000
Long-term borrowings	45,000,000	55,000,000
Operating lease liabilities	1,556,000	1,663,000
Accrued interest payable	453,000	606,000
Deferred income taxes	1,582,000	438,000
Other liabilities	4,555,000	4,476,000
TOTAL LIABILITIES	931,187,000	878,474,000
STOCKHOLDERS' EQUITY
Preferred stock, par value $2.00 per share; authorized 1,000,000 shares as of June 30, 2020 and December 31, 2019; issued 0 as of June 30, 2020 and December 31, 2019	0	0
Common stock, par value $2.00 per share; authorized 20,000,000 shares as of June 30, 2020 and December 31, 2019; issued 6,079,854 as of June 30, 2020 and 6,048,506 as of December 31, 2019; outstanding 5,848,242 as of June 30, 2020 and 5,816,894 as of December 31, 2019	12,160,000	12,097,000
Surplus	38,943,000	38,365,000
Retained earnings	82,067,000	79,778,000
Accumulated other comprehensive income	10,071,000	4,221,000
Treasury stock, at cost, 231,612 shares as of June 30, 2020 and December 31, 2019	(5,709,000)	(5,709,000)
TOTAL STOCKHOLDERS' EQUITY	137,532,000	128,752,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,068,719,000	$ 1,007,226,000