Exhibit 12.1

Computation of Ratio of Earnings to Fixed Charges

(in thousands)

	Six Months
	Ended		For the Years Ended December 31,
	June 30, 2017		2016		2015		2014		2013		2012
EXCLUDING INTEREST ON DEPOSITS:
Fixed Charges:
Interest Expense	$	7,141	$	10,488	$	8,626	$	8,675	$	12,143	$	16,775
Total fixed charges	$	7,141	$	10,488	$	8,626	$	8,675	$	12,143	$	16,775
Earnings:
Income from continuing operations before income tax	$	37,207	$	68,854	$	64,343	$	59,823	$	52,680	$	50,872
Fixed Charges		7,141		10,488		8,626		8,675		12,143		16,775
Total Earnings	$	44,348	$	79,342	$	72,969	$	68,498	$	64,823	$	67,647
Ratio of Earnings to Fixed Charges (excluding deposit interest)		6.2		7.6		8.5		7.9		5.3		4.0
INCLUDING INTEREST ON DEPOSITS:
Fixed Charges:
Interest Expense	$	14,234	$	22,992	$	21,768	$	21,612	$	24,563	$	30,365
Total fixed charges	$	14,234	$	22,992	$	21,768	$	21,612	$	24,563	$	30,365
Earnings:
Income from continuing operations before income tax	$	37,207	$	68,854	$	64,343	$	59,823	$	52,680	$	50,872
Fixed Charges		14,234		22,992		21,768		21,612		24,563		30,365
Total Earnings	$	51,441	$	91,846	$	86,111	$	81,435	$	77,243	$	81,237
Ratio of Earnings to Fixed Charges (including deposit interest)		3.6		4.0		4.0		3.8		3.1		2.7