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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income:      
Interest and fees on loans $ 269,826 $ 299,297 $ 270,330
Interest on mortgage loans held for sale 2,548 1,775 980
Taxable interest on debt securities 36,529 27,850 29,059
Nontaxable interest on debt securities 30 8 0
Dividends on Federal Home Loan Bank stock 3,370 4,771 3,315
Other interest income 5,788 6,977 4,975
Interest and dividend income 318,091 340,678 308,659
Interest expense:      
Deposits 123,895 146,098 120,429
Federal Home Loan Bank advances 39,635 64,539 49,589
Junior subordinated debentures 1,373 1,593 1,543
Interest expense 164,903 212,230 171,561
Net interest income [1] 153,188 128,448 137,098
Provision for credit losses 9,200 2,400 3,200
Net interest income after provision for credit losses 143,988 126,048 133,898
Noninterest income (loss):      
Wealth management revenues [1] 41,236 39,054 35,540
Mortgage banking revenues [1] 12,089 10,981 6,660
Card interchange fees [1] 5,136 4,996 4,921
Service charges on deposit accounts [1] 3,236 3,032 2,806
Loan related derivative income [1] 2,129 467 1,390
Income from bank-owned life insurance [1] 3,349 3,041 3,488
Realized losses on securities, net [1] 0 (31,047) 0
Losses on sale of portfolio loans, net [1] 0 (62,888) 0
Gain on sale of bank-owned properties, net [1] 6,994 988 0
Other income [1] 1,691 3,579 1,335
Noninterest income [1] 75,860 (27,797) 56,140
Noninterest expense:      
Salaries and employee benefits 91,768 86,260 82,458
Outsourced services 16,937 16,258 14,521
Net occupancy 10,736 9,785 9,636
Equipment 3,590 3,838 4,318
Legal, audit and professional fees 2,862 3,128 3,891
FDIC deposit insurance costs 4,580 5,513 4,667
Advertising and promotion 2,919 2,626 2,562
Amortization of intangibles 762 826 843
Pension plan settlement charge 6,436 0 0
Other expenses 11,845 8,835 10,661
Noninterest expense 152,435 137,069 133,557
Income (loss) before income taxes 67,413 (38,818) 56,481
Income tax expense (benefit) 15,169 (10,759) 8,305
Net income (loss) 52,244 (28,059) 48,176
Net income (loss) available to common shareholders $ 52,244 $ (28,038) $ 48,091
Weighted average common shares outstanding - basic 19,180 17,149 17,033
Weighted average common shares outstanding - diluted 19,281 17,149 17,062
Per share information:      
Basic earnings (loss) per common share (in dollars per share) $ 2.72 $ (1.63) $ 2.82
Diluted earnings (loss) per common share (in dollars per share) $ 2.71 $ (1.63) $ 2.82
[1] As reported in the Consolidated Statements of Income (Loss).