Allowance for Credit Losses on Loans (Tables)

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Allowance for Credit Losses on Loans Rollforward Analysis

The following table presents the activity in the ACL on loans for the year ended December 31, 2025:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$26,485	$7,277	$33,762	$6,832	$1,031	$335	$1,366	$41,960
Charge-offs	(5,715)	(8,693)	(14,408)	—	—	(327)	(327)	(14,735)
Recoveries	318	139	457	—	18	36	54	511
Provision	(1,322)	11,027	9,705	(562)	137	220	357	9,500
Ending Balance	$19,766	$9,750	$29,516	$6,270	$1,186	$264	$1,450	$37,236

The elevated provision for credit losses in 2025 reflected the impact of charge-offs on two commercial loan relationships. See additional disclosure regarding these two commercial loans in Note 10 under the caption “Items Recorded at Fair Value on a Nonrecurring Basis.”

The following table presents the activity in the ACL on loans for the year ended December 31, 2024:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$24,144	$8,088	$32,232	$7,403	$1,048	$374	$1,422	$41,057
Charge-offs	(1,961)	(208)	(2,169)	—	—	(244)	(244)	(2,413)
Recoveries	—	22	22	160	197	37	234	416
Provision	4,302	(625)	3,677	(731)	(214)	168	(46)	2,900
Ending Balance	$26,485	$7,277	$33,762	$6,832	$1,031	$335	$1,366	$41,960

The following table presents the activity in the ACL on loans for the year ended December 31, 2023:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$18,435	$10,356	$28,791	$7,740	$1,115	$381	$1,496	$38,027
Charge-offs	(373)	(37)	(410)	—	—	(167)	(167)	(577)
Recoveries	—	12	12	3	10	32	42	57
Provision	6,082	(2,243)	3,839	(340)	(77)	128	51	3,550
Ending Balance	$24,144	$8,088	$32,232	$7,403	$1,048	$374	$1,422	$41,057