Allowance for Credit Losses on Loans (Tables)

9 Months Ended

Sep. 30, 2025

Credit Loss [Abstract]

Allowance for Credit Losses on Loans Rollforward

The following table presents the activity in the ACL on loans for the three months ended September 30, 2025:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$19,604	$13,158	$32,762	$6,919	$1,107	$271	$1,378	$41,059
Charge-offs	(2,991)	(8,357)	(11,348)	—	—	(111)	(111)	(11,459)
Recoveries	—	2	2	—	15	9	24	26
Provision	2,230	4,911	7,141	(296)	14	91	105	6,950
Ending Balance	$18,843	$9,714	$28,557	$6,623	$1,136	$260	$1,396	$36,576

The following table presents the activity in the ACL on loans for the nine months ended September 30, 2025:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$26,485	$7,277	$33,762	$6,832	$1,031	$335	$1,366	$41,960
Charge-offs	(5,715)	(8,681)	(14,396)	—	—	(252)	(252)	(14,648)
Recoveries	200	16	216	—	17	31	48	264
Provision	(2,127)	11,102	8,975	(209)	88	146	234	9,000
Ending Balance	$18,843	$9,714	$28,557	$6,623	$1,136	$260	$1,396	$36,576

The following table presents the activity in the ACL on loans for the three months ended September 30, 2024:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$25,766	$7,097	$32,863	$8,102	$1,080	$333	$1,413	$42,378
Charge-offs	—	(4)	(4)	—	—	(55)	(55)	(59)
Recoveries	—	2	2	—	1	8	9	11
Provision	(8)	308	300	(39)	5	34	39	300
Ending Balance	$25,758	$7,403	$33,161	$8,063	$1,086	$320	$1,406	$42,630

The following table presents the activity in the ACL on loans for the nine months ended September 30, 2024:

(Dollars in thousands)	Commercial				Consumer
	CRE	C&I	Total Commercial	Residential Real Estate	Home Equity	Other	Total Consumer	Total
Beginning Balance	$24,144	$8,088	$32,232	$7,403	$1,048	$374	$1,422	$41,057
Charge-offs	—	(24)	(24)	—	—	(158)	(158)	(182)
Recoveries	—	19	19	—	8	28	36	55
Provision	1,614	(680)	934	660	30	76	106	1,700
Ending Balance	$25,758	$7,403	$33,161	$8,063	$1,086	$320	$1,406	$42,630