CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands		Sep. 30, 2025		Dec. 31, 2024
Assets:
Cash and due from banks		$ 35,604		$ 21,534
Interest-earning deposits with correspondent banks		143,886		88,368
Short-term investments		12,841		3,987
Mortgage loans held for sale, measured at fair value		31,318		21,708
Mortgage loans held for sale, at lower of cost or market		0		281,706
Premises and equipment held for sale, at lower of cost or market		0		4,788
Available for sale debt securities, fair value		962,466		916,305
Federal Home Loan Bank stock, at cost		36,331		49,817
Loans:
Total loans	[1]	5,122,582		5,137,838
Less: allowance for credit losses on loans		36,576		41,960
Net loans		5,086,006		5,095,878
Premises and equipment, net		25,065		26,873
Operating lease right-of-use assets		35,968		26,943
Investment in bank-owned life insurance		114,240		106,777
Goodwill		63,909		63,909
Identifiable intangible assets, net		4,458		2,885
Other assets		165,829		219,169
Total assets		6,717,921		6,930,647
Liabilities:
Noninterest-bearing deposits		671,309		661,776
Interest-bearing deposits		4,551,527		4,454,024
Total deposits		5,222,836		5,115,800
Federal Home Loan Bank advances		791,000		1,125,000
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		38,741	[2]	29,578
Other liabilities		109,642		137,860
Total liabilities		6,184,900		6,430,919
Commitments and contingencies (Note 18)
Shareholders' Equity:
Common stock		1,223		1,223
Paid-in capital		198,058		196,947
Retained earnings		437,545		434,014
Accumulated other comprehensive income (loss)		(84,828)		(119,171)
Treasury stock, at cost		(18,977)		(13,285)
Total shareholders' equity		533,021		499,728
Total liabilities and shareholders’ equity		$ 6,717,921		$ 6,930,647

[1] Includes net unamortized loan origination costs of $11.6 million and $10.9 million, respectively, at September 30, 2025 and December 31, 2024 and net unamortized premiums on loans purchased from and serviced by other financial institutions of $211 thousand and $242 thousand, respectively, at September 30, 2025 and December 31, 2024.

[2] Includes short-term operating lease liabilities of $3.1 million.