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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off Balance Sheet Risk
The following table presents the contractual and notional amounts of financial instruments with off-balance sheet risk:
(Dollars in thousands)
December 31,20242023
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit$968,858 $1,185,196 
Standby letters of credit12,455 9,323 
Allowance for Credit Losses on Unfunded Commitments
The activity in the ACL on unfunded commitments for the year ended December 31, 2024 is presented below:
(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,091 $822 $1,913 $15 $— $12 $12 $1,940 
Provision(269)(233)(502)— (1)(1)(500)
Ending Balance$822 $589 $1,411 $18 $— $11 $11 $1,440 
The activity in the ACL on unfunded commitments for the year ended December 31, 2023 is presented below:
(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,236 $988 $2,224 $50 $— $16 $16 $2,290 
Provision(145)(166)(311)(35)— (4)(4)(350)
Ending Balance$1,091 $822 $1,913 $15 $— $12 $12 $1,940 

The activity in the ACL on unfunded commitments for the year ended December 31, 2022 is presented below:

(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,267 $816 $2,083 $62 $— $16 $16 $2,161 
Provision(31)172 141 (12)— — — 129 
Ending Balance$1,236 $988 $2,224 $50 $— $16 $16 $2,290