CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2024		Dec. 31, 2023
Assets:
Cash and due from banks		$ 21,534		$ 54,970
Interest-earning deposits with correspondent banks		88,368		31,854
Short-term investments		3,987		3,360
Mortgage loans held for sale, at fair value		21,708		20,077
Mortgage loans held for sale, at lower of cost or market		281,706		0
Premises and equipment held for sale, at lower of cost or market		4,788		0
Available for sale debt securities, fair value		916,305		1,000,380
Federal Home Loan Bank stock, at cost		49,817		51,893
Loans:
Total loans	[1]	5,137,838		5,647,706
Less: allowance for credit losses on loans		41,960		41,057
Net loans		5,095,878		5,606,649
Premises and equipment, net		26,873		32,291
Operating lease right-of-use assets		26,943		29,364
Investment in bank-owned life insurance		106,777		103,736
Goodwill		63,909		63,909
Identifiable intangible assets, net		2,885		3,711
Other assets		219,169		200,653
Total assets		6,930,647		7,202,847
Liabilities:
Noninterest-bearing deposits		661,776		693,746
Interest-bearing deposits		4,454,024		4,654,414
Total deposits		5,115,800		5,348,160
Federal Home Loan Bank advances		1,125,000		1,190,000
Junior subordinated debentures		22,681		22,681
Operating lease liabilities		29,578	[2]	32,027
Other liabilities		137,860		137,293
Total liabilities		6,430,919		6,730,161
Commitments and contingencies (Note 21)
Shareholders’ Equity:
Common stock		1,223		1,085
Paid-in capital		196,947		126,150
Retained earnings		434,014		501,917
Accumulated other comprehensive loss		(119,171)		(141,153)
Treasury stock, at cost		(13,285)		(15,313)
Total shareholders’ equity		499,728		472,686
Total liabilities and shareholders’ equity		$ 6,930,647		$ 7,202,847

[1] Includes net unamortized loan origination costs of $10.9 million and $13.0 million, respectively, at December 31, 2024 and 2023 and net unamortized premiums on loans purchased from and serviced by other financial institutions of $242 thousand and $286 thousand, respectively, at December 31, 2024 and 2023.

[2] Includes short-term operating lease liabilities of $2.9 million.