XML 40 R30.htm IDEA: XBRL DOCUMENT v3.19.2
Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended June 30, 2019:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$17,191


$4,498


$21,689


$4,009


$1,589


$357


$1,946


$27,644

Charge-offs
—

(4
)
(4
)
(486
)
(311
)
(18
)
(329
)
(819
)
Recoveries
—

20

20

—

22

6

28

48

Provision
(309
)
(61
)
(370
)
1,334

(387
)
(52
)
(439
)
525

Ending Balance

$16,882


$4,453


$21,335


$4,857


$913


$293


$1,206


$27,398


(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the six months ended June 30, 2019:
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$15,381


$5,847


$21,228


$3,987


$1,603


$254


$1,857


$27,072

Charge-offs
—

(18
)
(18
)
(486
)
(372
)
(46
)
(418
)
(922
)
Recoveries
—

28

28

—

35

10

45

73

Provision
1,501

(1,404
)
97

1,356

(353
)
75

(278
)
1,175

Ending Balance

$16,882


$4,453


$21,335


$4,857


$913


$293


$1,206


$27,398

(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended June 30, 2018:
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$11,819


$5,871


$17,690


$5,494


$2,192


$488


$2,680


$25,864

Charge-offs
—

(1
)
(1
)
(5
)
(76
)
(21
)
(97
)
(103
)
Recoveries
—

4

4

—

3

6

9

13

Provision
624

768

1,392

(175
)
(744
)
(73
)
(817
)
400

Ending Balance

$12,443


$6,642


$19,085


$5,314


$1,375


$400


$1,775


$26,174

(1) Commercial real estate loans.
(2) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the six months ended June 30, 2018:
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
Consumer
 
 
 
CRE (1)
C&I (2)
Total Commercial
Residential Real Estate
Home Equity
Other
Total Consumer
Total
Beginning Balance

$12,729


$5,580


$18,309


$5,427


$2,412


$340


$2,752


$26,488

Charge-offs
(627
)
(7
)
(634
)
(5
)
(111
)
(43
)
(154
)
(793
)
Recoveries
25

33

58

—

10

11

21

79

Provision
316

1,036

1,352

(108
)
(936
)
92

(844
)
400

Ending Balance

$12,443


$6,642


$19,085


$5,314


$1,375


$400


$1,775


$26,174


(1) Commercial real estate loans.
(2) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan losses by portfolio segment and by impairment methodology:
(Dollars in thousands)
June 30, 2019
 
December 31, 2018
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate

$926

 

$—

 

$925

 

$—

Commercial & industrial
—

 
—

 
4,714

 
—

Total commercial
926

 
—

 
5,639

 
—

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
10,969

 
97

 
9,710

 
100

Consumer:
 
 
 
 
 
 
 
Home equity
1,245

 
20

 
1,445

 
24

Other
107

 
2

 
22

 
3

Total consumer
1,352

 
22

 
1,467

 
27

Subtotal
13,247

 
119

 
16,816

 
127

Loans Collectively Evaluated for Impairment
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Commercial real estate
1,481,910

 
16,882

 
1,391,483

 
15,381

Commercial & industrial
583,873

 
4,453

 
615,990

 
5,847

Total commercial
2,065,783

 
21,335

 
2,007,473

 
21,228

Residential Real Estate:
 
 
 
 
 
 
 
Residential real estate
1,341,144

 
4,760

 
1,350,677

 
3,887

Consumer:
 
 
 
 
 
 
 
Home equity
286,833

 
893

 
279,182

 
1,579

Other
23,332

 
291

 
26,212

 
251

Total consumer
310,165

 
1,184

 
305,394

 
1,830

Subtotal
3,717,092

 
27,279

 
3,663,544

 
26,945

Total

$3,730,339

 

$27,398

 

$3,680,360

 

$27,072