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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2017
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2017:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$10,735

 

$1,200

 

$7,067

 

$19,002

 

$5,369

 

$2,291

 

$26,662

Charge-offs
(535
)
 
—

 
(122
)
 
(657
)
 
—

 
(37
)
 
(694
)
Recoveries
—

 
—

 
8

 
8

 
1

 
31

 
40

Provision
1,482

 
(95
)
 
(301
)
 
1,086

 
70

 
144

 
1,300

Ending Balance

$11,682

 

$1,105

 

$6,652

 

$19,439

 

$5,440

 

$2,429

 

$27,308


(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,971

 

$1,195

 

$6,992

 

$18,158

 

$5,252

 

$2,594

 

$26,004

Charge-offs
(935
)
 
—

 
(286
)
 
(1,221
)
 
(32
)
 
(162
)
 
(1,415
)
Recoveries
82

 
—

 
162

 
244

 
29

 
46

 
319

Provision
2,564

 
(90
)
 
(216
)
 
2,258

 
191

 
(49
)
 
2,400

Ending Balance

$11,682

 

$1,105

 

$6,652

 

$19,439

 

$5,440

 

$2,429

 

$27,308

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2016:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$10,413

 

$904

 

$6,520

 

$17,837

 

$5,469

 

$2,520

 

$25,826

Charge-offs
(1,940
)
 
—

 
(3
)
 
(1,943
)
 
(52
)
 
(60
)
 
(2,055
)
Recoveries
4

 
—

 
46

 
50

 
5

 
23

 
78

Provision
1,981

 
78

 
(59
)
 
2,000

 
(21
)
 
(179
)
 
1,800

Ending Balance

$10,458

 

$982

 

$6,504

 

$17,944

 

$5,401

 

$2,304

 

$25,649

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for the nine months ended September 30, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Total
Beginning Balance

$9,140

 

$1,758

 

$8,202

 

$19,100

 

$5,460

 

$2,509

 

$27,069

Charge-offs
(3,271
)
 
—

 
(757
)
 
(4,028
)
 
(192
)
 
(170
)
 
(4,390
)
Recoveries
21

 
—

 
134

 
155

 
9

 
56

 
220

Provision
4,568

 
(776
)
 
(1,075
)
 
2,717

 
124

 
(91
)
 
2,750

Ending Balance

$10,458

 

$982

 

$6,504

 

$17,944

 

$5,401

 

$2,304

 

$25,649


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
September 30, 2017
 
December 31, 2016
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$6,659

 

$933

 

$9,776

 

$448

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
5,791

 
48

 
7,098

 
3

Residential real estate
12,069

 
157

 
15,661

 
151

Consumer
628

 
7

 
1,280

 
4

Subtotal
25,147

 
1,145

 
33,815

 
606

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$1,078,876

 

$10,749

 

$1,064,410

 

$9,523

Construction & development
126,257

 
1,105

 
121,371

 
1,195

Commercial & industrial
582,533

 
6,604

 
569,011

 
6,989

Residential real estate
1,183,468

 
5,283

 
1,107,087

 
5,101

Consumer
326,797

 
2,422

 
338,677

 
2,590

Subtotal
3,297,931

 
26,163

 
3,200,556

 
25,398

Total

$3,323,078

 

$27,308

 

$3,234,371

 

$26,004