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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2015
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for three months ended September 30, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,529

 

$1,684

 

$7,010

 

$17,223

 

$5,405

 

$2,683

 

$2,276

 

$27,587

Charge-offs
—

 
—

 
(378
)
 
(378
)
 
(34
)
 
(313
)
 
—

 
(725
)
Recoveries
4

 
—

 
30

 
34

 
22

 
43

 
—

 
99

Provision
(38
)
 
5

 
691

 
658

 
150

 
(164
)
 
(444
)
 
200

Ending Balance

$8,495

 

$1,689

 

$7,353

 

$17,537

 

$5,543

 

$2,249

 

$1,832

 

$27,161

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for three months ended September 30, 2014:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,192

 

$494

 

$7,888

 

$16,574

 

$6,191

 

$2,577

 

$1,927

 

$27,269

Charge-offs
—

 
—

 
(92
)
 
(92
)
 
—

 
(56
)
 
—

 
(148
)
Recoveries
7

 
—

 
29

 
36

 
1

 
10

 
—

 
47

Provision
57

 
206

 
(611
)
 
(348
)
 
111

 
221

 
616

 
600

Ending Balance

$8,256

 

$700

 

$7,214

 

$16,170

 

$6,303

 

$2,752

 

$2,543

 

$27,768

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for nine months ended September 30, 2015:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,202

 

$1,300

 

$7,987

 

$17,489

 

$5,430

 

$2,713

 

$2,391

 

$28,023

Charge-offs
(400
)
 
—

 
(429
)
 
(829
)
 
(88
)
 
(484
)
 
—

 
(1,401
)
Recoveries
88

 
—

 
62

 
150

 
26

 
63

 
—

 
239

Provision
605

 
389

 
(267
)
 
727

 
175

 
(43
)
 
(559
)
 
300

Ending Balance

$8,495

 

$1,689

 

$7,353

 

$17,537

 

$5,543

 

$2,249

 

$1,832

 

$27,161

(1) Commercial & industrial loans.

The following table presents the activity in the allowance for loan losses for nine months ended September 30, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
C&I (1)
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$8,022

 

$383

 

$7,835

 

$16,240

 

$6,450

 

$2,511

 

$2,685

 

$27,886

Charge-offs
(977
)
 
—

 
(403
)
 
(1,380
)
 
(72
)
 
(186
)
 
—

 
(1,638
)
Recoveries
19

 
—

 
75

 
94

 
36

 
40

 
—

 
170

Provision
1,192

 
317

 
(293
)
 
1,216

 
(111
)
 
387

 
(142
)
 
1,350

Ending Balance

$8,256

 

$700

 

$7,214

 

$16,170

 

$6,303

 

$2,752

 

$2,543

 

$27,768


(1) Commercial & industrial loans.
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology. See Note 6 for disclosure on the redefining of impaired loans as of September 30, 2015.
(Dollars in thousands)
September 30, 2015
 
December 31, 2014
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$15,552

 

$1,256

 

$14,991

 

$927

Construction & development
—

 
—

 
—

 
—

Commercial & industrial
3,218

 
186

 
2,921

 
177

Residential real estate
10,146

 
312

 
3,698

 
326

Consumer
1,674

 
63

 
409

 
153

Subtotal

$30,590

 

$1,817

 

$22,019

 

$1,583

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$858,215

 

$7,239

 

$828,987

 

$7,275

Construction & development
121,857

 
1,689

 
79,592

 
1,300

Commercial & industrial
581,012

 
7,167

 
608,997

 
7,810

Residential real estate
1,014,068

 
5,231

 
981,717

 
5,104

Consumer
344,176

 
2,186

 
337,964

 
2,560

Subtotal

$2,919,328

 

$23,512

 

$2,837,257

 

$24,049

Unallocated
—

 
1,832

 
—

 
2,391

Total

$2,949,918

 

$27,161

 

$2,859,276

 

$28,023