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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2014
Receivables [Abstract]  
Allowance for Loan Losses Rollforward Analysis
The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,973

 

$494

 

$5,454

 

$12,921

 

$4,840

 

$2,569

 

$6,939

 

$27,269

Charge-offs
—

 
—

 
(92
)
 
(92
)
 
—

 
(56
)
 
—

 
(148
)
Recoveries
7

 
—

 
29

 
36

 
1

 
10

 
—

 
47

Provision
133

 
206

 
162

 
501

 
94

 
227

 
(222
)
 
600

Ending Balance

$7,113

 

$700

 

$5,553

 

$13,366

 

$4,935

 

$2,750

 

$6,717

 

$27,768


The following table presents the activity in the allowance for loan losses for the three months ended September 30, 2013:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,748

 

$277

 

$5,442

 

$12,467

 

$4,691

 

$2,455

 

$8,271

 

$27,884

Charge-offs
(640
)
 
—

 
(81
)
 
(721
)
 
—

 
(49
)
 
—

 
(770
)
Recoveries
38

 
—

 
83

 
121

 
—

 
73

 
—

 
194

Provision
493

 
164

 
126

 
783

 
(11
)
 
16

 
(88
)
 
700

Ending Balance

$6,639

 

$441

 

$5,570

 

$12,650

 

$4,680

 

$2,495

 

$8,183

 

$28,008


The following tables present the activity in the allowance for loan losses for nine months ended September 30, 2014:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$6,969

 

$362

 

$5,433

 

$12,764

 

$4,700

 

$2,511

 

$7,911

 

$27,886

Charge-offs
(977
)
 
—

 
(403
)
 
(1,380
)
 
(72
)
 
(186
)
 
—

 
(1,638
)
Recoveries
19

 
—

 
75

 
94

 
36

 
40

 
—

 
170

Provision
1,102

 
338

 
448

 
1,888

 
271

 
385

 
(1,194
)
 
1,350

Ending Balance

$7,113

 

$700

 

$5,553

 

$13,366

 

$4,935

 

$2,750

 

$6,717

 

$27,768


The following tables present the activity in the allowance for loan losses for nine months ended September 30, 2013:
(Dollars in thousands)
Commercial
 
 
 
 
 
 
 
 
 
 
 
Mortgages
 
Construction
 
Other
 
Total Commercial
 
Residential
 
Consumer
 
Un-allocated
 
Total
Beginning Balance

$9,407

 

$224

 

$5,996

 

$15,627

 

$4,269

 

$2,684

 

$8,293

 

$30,873

Charge-offs
(4,754
)
 
—

 
(259
)
 
(5,013
)
 
(48
)
 
(258
)
 
—

 
(5,319
)
Recoveries
230

 
—

 
127

 
357

 
3

 
94

 
—

 
454

Provision
1,756

 
217

 
(294
)
 
1,679

 
456

 
(25
)
 
(110
)
 
2,000

Ending Balance

$6,639

 

$441

 

$5,570

 

$12,650

 

$4,680

 

$2,495

 

$8,183

 

$28,008
Schedule of Allowance for Loan Loss by Segment & Impairment Methodology
The following table presents the Corporation’s loan portfolio and associated allowance for loan loss by portfolio segment and by impairment methodology:
(Dollars in thousands)
September 30, 2014
 
December 31, 2013
 
Loans
 
Related Allowance
 
Loans
 
Related Allowance
Loans Individually Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$15,701

 

$927

 

$30,292

 

$552

Construction & development
—

 
—

 
—

 
—

Other
2,361

 
207

 
2,556

 
463

Residential real estate
4,037

 
256

 
4,290

 
463

Consumer
270

 
54

 
355

 
3

Subtotal

$22,369

 

$1,444

 

$37,493

 

$1,481

Loans Collectively Evaluated for Impairment:
 
 
 
 
 
 
 
Commercial:
 
 
 
 
 
 
 
Mortgages

$751,002

 

$6,186

 

$765,957

 

$6,417

Construction & development
58,750

 
700

 
36,289

 
362

Other
562,559

 
5,346

 
528,241

 
4,970

Residential real estate
941,543

 
4,679

 
768,384

 
4,237

Consumer
337,824

 
2,696

 
326,520

 
2,508

Subtotal

$2,651,678

 

$19,607

 

$2,425,391

 

$18,494

Unallocated
—

 
6,717

 
—

 
7,911

Totals

$2,674,047

 

$27,768

 

$2,462,884

 

$27,886