XML 94 R16.htm IDEA: XBRL DOCUMENT v2.4.0.8
Shareholders' Equity
 9 Months Ended
Sep. 30, 2014
Regulatory Capital Requirements [Abstract]  
Regulatory Capital Requirements
Shareholders’ Equity
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios as well as the corresponding minimum and well capitalized regulatory amounts and ratios:
(Dollars in thousands)
Actual
 
For Capital Adequacy Purposes
 
To Be “Well Capitalized” Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$336,638

 
13.26
%
 

$203,026

 
8.00
%
 

$253,783

 
10.00
%
Bank

$332,090

 
13.09
%
 

$202,947

 
8.00
%
 

$253,684

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$308,534

 
12.15
%
 

$101,513

 
4.00
%
 

$152,270

 
6.00
%
Bank

$303,986

 
11.98
%
 

$101,473

 
4.00
%
 

$152,210

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation

$308,534

 
9.35
%
 

$132,015

 
4.00
%
 

$165,019

 
5.00
%
Bank

$303,986

 
9.22
%
 

$131,883

 
4.00
%
 

$164,854

 
5.00
%
December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$319,486

 
13.29
%
 

$192,306

 
8.00
%
 

$240,382

 
10.00
%
Bank

$314,458

 
13.09
%
 

$192,147

 
8.00
%
 

$240,184

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$291,292

 
12.12
%
 

$96,153

 
4.00
%
 

$144,229

 
6.00
%
Bank

$286,264

 
11.92
%
 

$96,074

 
4.00
%
 

$144,111

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation

$291,292

 
9.41
%
 

$123,785

 
4.00
%
 

$154,732

 
5.00
%
Bank

$286,264

 
9.26
%
 

$123,633

 
4.00
%
 

$154,541

 
5.00
%
(1)    Leverage ratio