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Shareholders' Equity
6 Months Ended
Jun. 30, 2013
Stockholders' Equity Note [Abstract]  
Shareholders' Equity
Shareholders’ Equity
Regulatory Capital Requirements
The following table presents the Corporation’s and the Bank’s actual capital amounts and ratios as well as the corresponding minimum and well capitalized regulatory amounts and ratios:
(Dollars in thousands)
Actual
 
For Capital Adequacy Purposes
 
To Be “Well Capitalized” Under Prompt Corrective Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
June 30, 2013
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$304,196

 
13.06
%
 
$186,380

 
8.00
%
 
$232,974

 
10.00
%
Bank
$298,406

 
12.82
%
 
$186,206

 
8.00
%
 
$232,758

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation
$276,038

 
11.85
%
 
$93,190

 
4.00
%
 
$139,785

 
6.00
%
Bank
$270,248

 
11.61
%
 
$93,103

 
4.00
%
 
$139,655

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation
$276,038

 
9.32
%
 
$118,473

 
4.00
%
 
$148,091

 
5.00
%
Bank
$270,248

 
9.14
%
 
$118,271

 
4.00
%
 
$147,839

 
5.00
%
December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$304,716

 
13.26
%
 

$183,876

 
8.00
%
 

$229,845

 
10.00
%
Bank

$299,503

 
13.05
%
 

$183,651

 
8.00
%
 

$229,564

 
10.00
%
Tier 1 Capital (to Risk-Weighted Assets):
 
 
 
 
 
 
 
 
 
 
 
Corporation

$275,956

 
12.01
%
 

$91,938

 
4.00
%
 

$137,907

 
6.00
%
Bank

$270,778

 
11.80
%
 

$91,826

 
4.00
%
 

$137,738

 
6.00
%
Tier 1 Capital (to Average Assets): (1)
 
 
 
 
 
 
 
 
 
 
 
Corporation

$275,956

 
9.30
%
 

$118,733

 
4.00
%
 

$148,417

 
5.00
%
Bank

$270,778

 
9.14
%
 

$118,535

 
4.00
%
 

$148,169

 
5.00
%
(1)    Leverage ratio