CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Operating Activities
Net income	$ 1,847	$ 1,606
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	900
Depreciation and amortization	214	232
Amortization (accretion) of premiums and discounts	(2)	460
Amortization of intangibles	33	33
Amortization of loan servicing rights	86	72
Amortization of deferred loan fees	(104)	(43)
Income from cash surrender value of bank-owned life insurance policies	(171)	(169)
Federal deferred income tax expense (benefit)	(206)	191
Securities gains, net	(192)	0
Share-based compensation expense	180	68
Loans originated for sale	(19,085)	(18,361)
Proceeds from sales of loan originations	25,576	21,734
Net gain from loan sales	(660)	(703)
Net loss on sale of other assets	0	34
Net decrease (increase) in accrued interest receivable and other assets	(3,541)	(3,237)
Net increase (decrease) in accrued interest payable, taxes and other liabilities	866	(1,176)
Net cash provided by operating activities	4,841	1,641
Investing Activities
Proceeds from sales of available-for-sale securities	1,920	0
Proceeds from maturities of available-for-sale securities	28,335	11,387
Purchase of available-for-sale securities	(15,376)	(10,399)
Net increase in loans made to customers	5,107	(9,364)
Proceeds from the sale of other real estate owned	0	172
Purchase of bank premises and equipment	(343)	(53)
Proceeds from sale of bank premises and equipment	0	9
Net cash provided by (used in) investing activities	19,643	(8,248)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	(4,718)	569
Net increase in savings, money market and interest-bearing demand	24,011	36,364
Net decrease in certificates of deposit	14,793	(5,671)
Net increase (decrease) in short-term borrowings	(9,974)	(851)
Proceeds from Federal Home Loan Bank advances	25,000	0
Payment of Federal Home Loan Bank advances	(32,400)	0
Deferred FHLB prepayment penalty	53	52
Redemption of Fixed-Rate Cumulative Perpetual Preferred stock	0	(7,670)
Proceeds from exercise of stock options	3	0
Purchase of Treasury Stock	(184)	(85)
Dividends paid	(290)	(132)
Net cash provided by financing activities	16,294	22,576
Net increase (decrease) in cash and cash equivalents	40,778	15,969
Cash and cash equivalents, January 1	24,142	52,272
Cash and cash equivalents, March 31	64,920	68,241
Supplemental cash flow information
Interest paid	1,337	1,520
Income taxes paid	0	0
Transfer of loans to other real estate owned	$ 0	$ 609