CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and Dividend Income
Loans	$ 8,924	$ 8,928
Securities:
U.S. Government agencies and corporations	939	1,028
State and political subdivisions	216	303
Other debt and equity securities	67	117
Federal funds sold and short-term investments	3	17
Total interest income	10,149	10,393
Interest Expense
Deposits	1,022	1,082
Federal Home Loan Bank advances	141	155
Short-term borrowings	0	26
Junior subordinated debentures	169	169
Total interest expense	1,332	1,432
Net Interest Income	8,817	8,961
Provision for Loan Losses (Note 5)	0	900
Net interest income after provision for loan losses	8,817	8,061
Noninterest Income
Investment and trust services	422	400
Deposit service charges	768	770
Other service charges and fees	666	753
Income from bank owned life insurance	171	169
Other income	98	151
Total fees and other income	2,125	2,243
Securities gains, (Note 4)	192	0
Gains on sale of loans	660	703
Loss on sale of other assets, net	0	(34)
Total noninterest income	2,977	2,912
Noninterest Expense
Salaries and employee benefits	4,647	4,595
Furniture and equipment	1,286	1,148
Net occupancy	609	613
Professional fees	444	494
Marketing and public relations	385	400
Supplies, postage and freight	261	214
Telecommunications	157	151
Ohio Financial Institutions Tax	210	224
Intangible asset amortization	33	33
FDIC assessments	223	272
Other real estate owned	7	24
Loan and collection expense	315	298
Other expense	612	393
Total noninterest expense	9,189	8,859
Income before income tax expense	2,605	2,114
Income tax expense	758	508
Net Income	1,847	1,606
Other comprehensive income, net of taxes:
Changes in unrealized securities' holding gain, net of taxes	762	1,871
Less: reclassification adjustments for securities' gains realized in net income, net of taxes	127	0
Total other comprehensive income, net of taxes	635	1,871
Comprehensive Income (Loss)	2,482	3,477
Net Income	1,847	1,606
Dividends and accretion on preferred stock	0	35
Net Income Available to Common Shareholders	$ 1,847	$ 1,571
Net Income Per Common Share (Note 2)
Basic (in dollars per share)	$ 0.19	$ 0.16
Diluted (in dollars per share)	$ 0.19	$ 0.16
Dividends declared (in dollars per share)	$ 0.03	$ 0.01
Average Common Shares Outstanding
Basic (Shares)	9,639,880	9,615,128
Diluted (in shares)	9,738,594	9,652,263