CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$ 29,804	$ 36,717
Federal funds sold and interest bearing deposits in banks	6,363	15,555
Cash and cash equivalents	36,167	52,272
Securities available for sale, at fair value (Note 4)	218,847	216,122
Restricted stock	5,741	5,741
Loans held for sale	1,497	4,483
Loans:
Portfolio loans (Note 5)	922,514	902,299
Allowance for loan losses (Note 5)	(17,432)	(17,505)
Net loans	905,082	884,794
Bank premises and equipment, net	8,831	8,198
Other real estate owned	745	579
Bank owned life insurance	19,876	19,362
Goodwill, net (Note 3)	21,582	21,582
Intangible assets, net (Note 3)	356	457
Accrued interest receivable	3,714	3,621
Other assets	18,661	13,046
Total Assets	1,241,099	1,230,257
Deposits: (Note 6)
Demand and other noninterest-bearing	153,952	148,961
Savings, money market and interest-bearing demand	451,150	393,778
Time deposits	451,682	502,850
Total deposits	1,056,784	1,045,589
Short-term borrowings (Note 7)	2,674	4,576
Federal Home Loan Bank advances (Note 8)	46,867	46,708
Junior subordinated debentures (Note 9)	16,238	16,238
Accrued interest payable	674	789
Accrued expenses and other liabilities	4,797	4,901
Total Liabilities	1,128,034	1,118,801
Shareholders’ Equity
Discount on Series B preferred stock	0	(19)
Common stock, par value $1 per share, authorized 15,000,000 shares, issued 10,002,139 shares at September 30, 2014 and 10,001,717 at December 31, 2013	10,002	10,002
Additional paid-in capital	51,336	51,098
Retained earnings	59,356	53,966
Accumulated other comprehensive income (loss)	(1,452)	(5,188)
Treasury shares at cost, 336,745 shares at September 30, 2014 and 328,194 shares at December 31, 2013	(6,177)	(6,092)
Total Shareholders’ Equity	113,065	111,456
Total Liabilities and Shareholders’ Equity	1,241,099	1,230,257
Preferred stock, Series A Voting, no par value, authorized 150,000 shares, none issued at September 30, 2014 and December 31, 2013
Shareholders’ Equity
Preferred stock	0	0
Fixed rate cumulative preferred stock, Series B, no par value, $1,000 liquidation value, no shares were issued at September 30, 2014 and 7,689 shares authorized and issued at December 31, 2013
Shareholders’ Equity
Preferred stock	$ 0	$ 7,689