CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Operating Activities
Net income	$ 6,161	$ 6,107	$ 5,003
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	4,375	7,242	10,353
Depreciation and amortization	1,014	1,147	1,228
Amortization of premiums and discounts	2,237	2,738	1,390
Amortization of intangibles	137	137	137
Amortization of loan servicing rights	206	304	201
Amortization of deferred loan fees	(54)	(294)	(54)
Federal deferred income tax expense (benefit)	856	372	(43)
Securities gains, net	(178)	(189)	(832)
Share-based compensation expense	271	310	189
Loans originated for sale	(106,524)	(90,475)	(69,066)
Proceeds from sales of loan originations	111,998	87,864	71,612
Net gain from loan sales	(2,324)	(1,575)	(889)
Net loss (gain) on sale of other assets	(8)	92	293
Net decrease (increase) in accrued interest receivable and other assets	654	(243)	5,372
Net increase (decrease) in accrued interest payable, taxes and other liabilities	1,110	(448)	230
Net cash provided by operating activities	19,931	13,089	25,124
Investing Activities
Proceeds from sales of available-for-sale securities	2,272	25,462	36,427
Proceeds from maturities of available-for-sale securities	65,022	122,244	111,809
Purchase of available-for-sale securities	(92,610)	(129,101)	(152,265)
Net increase in loans made to customers	(24,586)	(46,676)	(42,419)
Proceeds from the sale of other real estate owned	1,172	1,070	3,651
Purchase of bank premises and equipment	(508)	(900)	(774)
Proceeds from sale of bank premises and equipment	22	0	257
Net cash provided by (used in) investing activities	(49,216)	(27,901)	(43,314)
Financing Activities
Net increase in demand and other noninterest-bearing	9,067	13,181	11,237
Net increase in savings, money market and interest-bearing demand	16,491	17,310	41,543
Net increase (decrease) in certificates of deposit	20,439	(21,979)	(40,226)
Net increase (decrease) in short-term borrowings	3,461	888	(705)
Proceeds from Federal Home Loan Bank advances	0	57,500	24,500
Payment of Federal Home Loan Bank advances	(14)	(52,472)	(24,504)
Deferred FHLB prepayment penalty	214	(1,017)	0
Repurchase of warrants	0	(860)
Net proceeds from issuance of common stock	3,682	0	0
Redemption of Fixed-Rate Cumulative Perpetual Preferred stock	(1,467)	(6,159)	0
Dividends paid	(975)	(1,568)	(1,576)
Net cash provided by financing activities	50,898	4,824	10,269
Net increase (decrease) in cash and cash equivalents	21,613	(9,988)	(7,921)
Cash and cash equivalents, January 1	30,659	40,647	48,568
Cash and cash equivalents, December 31	52,272	30,659	40,647
Supplemental cash flow information
Interest paid	6,249	7,745	10,424
Income taxes paid	2,325	2,006	960
Transfer of loans to other real estate owned	633	1,173	3,120
Exchange of Preferred shares for Common Shares	$ 9,701