Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2013

Banking and Thrift [Abstract]

Schedule Regulatory Capital and Regulatory Capital Requirements

Analysis of the Corporation’s and the Bank’s Regulatory Capital and Regulatory Capital Requirements follows:

	December 31, 2013				December 31, 2012
	Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
Total capital (risk weighted)
Consolidated	$	112,795	12.89	%	$	114,425	12.47	%
Bank	116,064		12.19		112,150		12.23
Tier 1 capital (risk weighted)
Consolidated	110,815		11.63		102,877		11.21
Bank	104,090		10.93		100,608		10.97
Tier 1 capital (average assets)
Consolidated	110,815		9.22		102,877		8.79
Bank	104,090		8.66		100,608		8.60
Well Capitalized:
Total capital (risk weighted)
Consolidated	$	95,290	10.00	%	$	91,779	10.00	%
Bank	95,236		10.00		91,727		10.00
Tier 1 capital (risk weighted)
Consolidated	57,174		6.00		55,067		6.00
Bank	57,142		6.00		55,036		6.00
Tier 1 capital (average assets)
Consolidated	60,108		5.00		58,525		5.00
Bank	60,068		5.00		58,462		5.00
Minimum Required:
Total capital (risk weighted)
Consolidated	$	76,232	8.00	%	$	73,423	8.00	%
Bank	76,189		8.00		73,382		8.00
Tier 1 capital (risk weighted)
Consolidated	38,116		4.00		36,712		4.00
Bank	38,094		4.00		36,691		4.00
Tier 1 capital (average assets)
Consolidated	48,086		4.00		46,820		4.00
Bank	48,054		4.00		46,769		4.00