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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest and Dividend Income      
Loans $ 36,409 $ 39,794 $ 42,133
Securities:      
U.S. Government agencies and corporations 3,587 4,677 5,847
State and political subdivisions 1,191 1,157 1,035
Other debt and equity securities 464 285 277
Federal funds sold and interest on deposits in banks 28 35 57
Total interest and dividend income 41,679 45,948 49,349
Interest Expense      
Deposits 4,838 5,944 8,367
Federal Home Loan Bank advances 628 865 1,053
Short-term borrowings 7 1 2
Junior subordinated debentures 683 699 686
Total interest expense 6,156 7,509 10,108
Net Interest Income 35,523 38,439 39,241
Provision for Loan Losses (Note 7) 4,375 7,242 10,353
Net interest income after provision for loan losses 31,148 31,197 28,888
Noninterest Income      
Investment and trust services 1,555 1,563 1,610
Deposit service charges 3,509 3,811 4,079
Other service charges and fees 3,279 3,082 3,246
Income from bank owned life insurance 752 742 722
Other income 521 877 330
Total fees and other income 9,616 10,075 9,987
Securities gains, net (Note 5) 178 189 832
Gains on sale of loans 2,324 1,575 889
Gain (Loss) on sale of other assets, net 8 (92) (293)
Total noninterest income 12,126 11,747 11,415
Noninterest Expense      
Salaries and employee benefits (Notes 18 & 19) 18,058 16,768 15,944
Furniture and equipment 4,234 4,782 3,987
Net occupancy (Note 8) 2,310 2,207 2,310
Professional fees 1,870 2,034 1,854
Marketing and public relations 1,216 1,231 1,002
Supplies, postage and freight 1,045 1,091 1,107
Telecommunications 669 731 727
Ohio franchise tax 1,213 1,232 1,298
FDIC assessments 1,039 1,304 1,749
Other real estate owned 382 570 1,021
Loan and collection expense 1,427 1,150 1,364
Other expense 1,724 1,803 1,781
Total noninterest expense 35,187 34,903 34,144
Income before income tax expense 8,087 8,041 6,159
Income tax expense (Note 13) 1,926 1,934 1,156
Net income 6,161 6,107 5,003
Other comprehensive income (loss), net of taxes:      
Changes in unrealized securities' holding gain (loss) net of taxes (7,070) (598) 1,095
Minimum pension liability adjustment, net of taxes during the period 759 (237) (346)
Less: reclassification adjustments for securities' gains realized in net income, net of taxes 117 126 555
Total other comprehensive income (loss), net of taxes (6,428) (961) 194
Comprehensive income (267) 5,146 5,197
Dividends and accretion on preferred stock 646 1,266 1,276
Net Income Available to Common Shareholders $ 5,515 $ 4,841 $ 3,727
Net Income Per Common Share (Note 2)      
Basic (in dollars per share) $ 0.61 $ 0.61 $ 0.47
Diluted (in dollars per share) $ 0.61 $ 0.61 $ 0.47
Dividends declared (in dollars per share) $ 0.04 $ 0.04 $ 0.04
Average Common Shares Outstanding      
Basic (in shares) 9,050,901 7,939,433 7,880,249
Diluted (in shares) 9,070,890 7,943,918 7,880,249