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CONSOLIDATED BALANCE SHEETS (USD $)
Dec. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks (Note 3) $ 36,717,000 $ 24,139,000
Federal funds sold and interest bearing deposits in banks 15,555,000 6,520,000
Cash and cash equivalents 52,272,000 30,659,000
Securities available for sale, at fair value (Note 5) 216,122,000 203,763,000
Restricted stock 5,741,000 5,741,000
Loans held for sale 4,483,000 7,634,000
Loans:    
Portfolio loans (Note 7) 902,299,000 882,548,000
Allowance for loan losses (Note 7) (17,505,000) (17,637,000)
Net loans 884,794,000 864,911,000
Bank premises and equipment, net (Note 8) 8,198,000 8,721,000
Other real estate owned 579,000 1,366,000
Bank owned life insurance 19,362,000 18,611,000
Goodwill, net (Note 4) 21,582,000 21,582,000
Intangible assets, net (Note 4) 457,000 594,000
Accrued interest receivable 3,621,000 3,726,000
Other assets (Note 13) 13,046,000 10,946,000
Total Assets 1,230,257,000 1,178,254,000
Deposits: (Note 9)    
Demand and other noninterest-bearing 148,961,000 139,894,000
Savings, money market and interest-bearing demand 393,778,000 377,287,000
Time deposits 502,850,000 482,411,000
Total deposits 1,045,589,000 999,592,000
Short-term borrowings (Note 10) 4,576,000 1,115,000
Federal Home Loan Bank advances (Note 11) 46,708,000 46,508,000
Junior subordinated debentures (Note 12) 16,238,000 16,238,000
Accrued interest payable 789,000 882,000
Accrued expenses and other liabilities 4,901,000 3,775,000
Total Liabilities 1,118,801,000 1,068,110,000
Shareholders’ Equity (Notes 14 and 15)    
Discount on Series B preferred stock (19,000) (65,000)
Common stock, par value $1 per share, authorized 15,000,000 shares, issued 10,001,717 shares at December 31, 2013 and 8,272,548 at December 31, 2012 10,002,000 8,273,000
Additional paid-in capital 51,098,000 39,141,000
Retained earnings 53,966,000 48,767,000
Accumulated other comprehensive income (loss) (Note 23) (5,188,000) 1,240,000
Treasury shares at cost, 328,194 shares at December 31, 2013 and at December 31, 2012 (6,092,000) (6,092,000)
Total Shareholders’ Equity 111,456,000 110,144,000
Total Liabilities and Shareholders’ Equity $ 1,230,257,000 $ 1,178,254,000