CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Operating Activities
Net income	$ 2,936	$ 2,943
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	2,400	3,567
Depreciation and amortization	524	559
Amortization (accretion) of premiums and discounts	1,125	805
Amortization of intangibles	67	67
Amortization of loan servicing rights	68	181
Amortization of deferred loan fees	(124)	(501)
Federal deferred income tax expense (benefit)	(276)	197
Securities gains, net	(178)	0
Share-based compensation expense	146	144
Loans originated for sale	(59,959)	(34,330)
Proceeds from sales of loan originations	65,413	37,123
Net gain from loan sales	(1,243)	(552)
Net loss on sale of other assets	47	99
Net decrease (increase) in accrued interest receivable and other assets	1,477	825
Net increase (decrease) in accrued interest payable, taxes and other liabilities	837	(610)
Net cash provided by operating activities	13,260	10,517
Investing Activities
Proceeds from sales of available-for-sale securities	2,272	0
Proceeds from maturities of available-for-sale securities	47,631	75,498
Purchase of available-for-sale securities	(81,666)	(79,132)
Net increase in loans made to customers	(2,679)	(27,688)
Proceeds from the sale of other real estate owned	398	594
Purchase of bank premises and equipment	(276)	(1,099)
Proceeds from sale of bank premises and equipment	15	0
Net cash provided by (used in) investing activities	(34,305)	(31,827)
Financing Activities
Net increase (decrease) in demand and other noninterest-bearing	(1,166)	17,065
Net increase in savings, money market and interest-bearing demand	18,783	23,708
Net decrease in certificates of deposit	22,070	(8,300)
Net increase (decrease) in short-term borrowings	744	600
Proceeds from Federal Home Loan Bank advances	36	20,000
Payment of Federal Home Loan Bank advances	(7)	(15,002)
Dividends paid	(540)	(789)
Net cash provided by financing activities	39,920	37,282
Net increase (decrease) in cash and cash equivalents	18,875	15,972
Cash and cash equivalents, January 1	30,659	40,647
Cash and cash equivalents, June 30	49,534	56,619
Supplemental cash flow information
Interest paid	3,193	5,992
Income taxes paid	1,065	770
Transfer of loans to other real estate owned	$ 260	$ 677