CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest and Dividend Income
Loans	$ 9,054	$ 10,049
Securities:
U.S. Government agencies and corporations	841	1,260
State and political subdivisions	289	287
Other debt and equity securities	70	72
Federal funds sold and short-term investments	20	9
Total interest income	10,274	11,677
Interest Expense
Deposits	1,249	1,631
Federal Home Loan Bank advances	154	215
Short-term borrowings	1	0
Junior subordinated debentures	166	176
Total interest expense	1,570	2,022
Net Interest Income	8,704	9,655
Provision for Loan Losses (Note 6)	1,350	1,900
Net interest income after provision for loan losses	7,354	7,755
Noninterest Income
Investment and trust services	375	390
Deposit service charges	816	935
Other service charges and fees	831	748
Income from bank owned life insurance	168	165
Other income	321	342
Total fees and other income	2,511	2,580
Securities gains, net (Note 5)	178	0
Gains on sale of loans	656	347
Loss on sale of other assets, net	(13)	(52)
Total noninterest income	3,332	2,875
Noninterest Expense
Salaries and employee benefits	5,027	4,111
Furniture and equipment	949	1,070
Net occupancy	588	579
Professional fees	490	495
Marketing and public relations	289	247
Supplies, postage and freight	307	243
Telecommunications	162	173
Ohio franchise tax	308	316
FDIC assessments	242	392
Other real estate owned	77	132
Loan and collection expense	388	349
Other expense	454	437
Total noninterest expense	9,281	8,544
Income before income tax expense	1,405	2,086
Income tax expense	292	581
Net Income	1,113	1,505
Other comprehensive income (loss), net of taxes:
Changes in unrealized securities' holding gain (loss) net of taxes	(714)	(392)
Less: reclassification adjustments for securities' gains realized in net income, net of taxes	117	0
Total other comprehensive income (loss), net of taxes	(831)	(392)
Comprehensive income	282	1,113
Dividends and accretion on preferred stock	257	319
Net Income Available to Common Shareholders	$ 856	$ 1,186
Net Income Per Common Share (Note 2)
Basic (in dollars per share)	$ 0.10	$ 0.15
Diluted (in dollars per share)	$ 0.10	$ 0.15
Dividends declared (in dollars per share)	$ 0.01	$ 0.01
Average Common Shares Outstanding
Basic (in shares)	8,201,120	7,924,562
Diluted (in shares)	8,212,038	7,925,890