Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2025

Information reported internally for performance assessment by the CODM follows, including reconciliation to the financial statements.


	Year ended December 31,
	2025		2024		2023
Interest and Dividend Income:
Loans including fees
Interest and fees on loans	$	350,943	$	293,544	$	273,223
Investment Securities	41,402		31,926		20,473
Total interest and dividend income	392,345		325,470		293,696
Interest Expense:
Deposits	140,565		133,493		97,770
Borrowed funds	9,744		4,508		6,097
Total interest expense	150,309		138,001		103,867
NET INTEREST INCOME	242,036		187,469		189,829
PROVISION FOR CREDIT LOSS EXPENSE	8,855		9,222		5,993
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE	233,181		178,247		183,836
NON-INTEREST INCOME:
Service charges on deposit accounts	7,801		6,990		7,372
Other service charges and fees	1,862		2,973		3,010
Wealth and asset management fees	10,189		7,845		7,251
Security gains (losses), net	2,430		828		(335)
Mortgage banking	756		673		676
Bank owned life insurance	4,770		3,110		2,945
Card processing and interchange income	9,225		8,666		8,301
Other non-interest income	3,132		8,029		4,115
Total non-interest income	40,165		39,114		33,335
NON-INTEREST EXPENSES:
Salaries	59,643		54,089		50,871
Incentive	9,366		2,465		2,847
Benefits	20,714		17,982		17,344
Net occupancy expense	18,222		14,737		14,509
Amortization of core deposit intangible	1,848		73		84
Technology expense	23,744		21,805		20,202
State and local taxes	5,293		4,726		4,126
Legal, professional and examination fees	4,487		4,217		4,414
Advertising	2,820		2,545		3,133
FDIC insurance	4,063		3,718		3,879
Card processing and interchange expenses	5,183		4,575		5,025
Other non-interest expenses	21,674		19,070		18,908
Merger and integration costs	13,824		—		—
Total non-interest expenses	190,881		150,002		145,342
INCOME BEFORE INCOME TAXES	82,465		67,359		71,829
INCOME TAX EXPENSE	16,334		12,784		13,809
SEGMENT NET INCOME	$	66,131	$	54,575	$	58,020

Reconciliation of profit or loss
Adjustments and reconciling items	—		—		—
CONSOLIDATED NET INCOME	$	66,131	$	54,575	$	58,020

Reconciliation of assets
Adjustments and reconciling items	—		—
TOTAL CONSOLIDATED ASSETS	$	8,396,435	$	6,192,010