ADDITIONAL MATERIAL


Filed by the Registrant		[X]
Filed by a Party other than the Registrant		[ ]


[ ]		Preliminary Proxy Statement
[ ]		Confidential, For Use of the Commission Only (as Permitted by Rule 14a-6(e)(2))
[ ]		Definitive Proxy Statement
[X]		Definitive Additional Materials
[ ]		Soliciting Material Pursuant to § 240.14a-12

(Name of Registrant as Specified In Its Charter)

(Name of Person(s) Filing Proxy Statement, if other than the Registrant)

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[ ] Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing.

Filed by John Hancock Financial Services, Inc.
Pursuant to Rule 14a-6
under the Securities Exchange Act of 1934
Subject Company: John Hancock Financial Services, Inc.
Commission File No.: 1-15607

This communication is being made in respect of the proposed merger involving John Hancock Financial Services, Inc. and Manulife Financial Corporation. In connection with the proposed merger, Manulife has filed an amended registration statement on Form F-4 on January 5, 2004 containing a definitive proxy statement/prospectus for the stockholders of John Hancock Financial Services, Inc. John Hancock Financial Services, Inc. began mailing the definitive proxy statement/prospectus and form of proxy to its stockholders on January 8, 2004. Before making any voting or investment decision, John Hancock Financial Services, Inc.’s stockholders and investors are urged to read the definitive proxy statement/prospectus regarding the merger, as well as any other relevant documents carefully in their entirety because they will contain important information about the proposed transaction. The definitive proxy statement/prospectus on file with the SEC and other relevant materials are available free of charge at the SEC’s Web site, www.sec.gov. Stockholders and investors in John Hancock Financial Services, Inc. or Manulife Financial Corporation will also be able to obtain the definitive proxy statement/prospectus and other documents free of charge by directing their requests to John Hancock Financial Services, Inc. Shareholder Services, c/o EquiServe, L.P., P.O. Box 43015, Providence, RI 02940-3015, (800-333-9231) or to Manulife Financial Corporation Investor Relations, 200 Bloor Street East, NT-7, Toronto, Ontario, M4W 1E5, Canada, (800-795-9767).

The following was posted on the John Hancock Financial Services, Inc. internal employee website after 6:00 p.m., EST, on January 29, 2004.

Starting this week, most JHF shareholders with 100 shares or over who have not yet voted on the proposed merger with Manulife Financial are being sent a reminder brochure on the importance of voting. Full Story

(Jan. 30) Starting this week, most JHF shareholders with 100 shares or over who have not yet voted on the proposed merger with Manulife Financial are being sent a reminder brochure on the importance of voting.

Shareholders of record as of the close of business on Jan. 2, 2004 will be eligible to vote. Voting can be done by phone, through the Internet, by filling out and returning the proxy card enclosed with the mailing (this option is not available if you received your materials electronically) or by attending a special shareholder meeting in Washington, D.C.

JHF stock options do not have voting rights. Shares issued upon exercise of stock options after Jan. 2, 2004 also will not have voting rights at the special meeting with respect to the merger.

As with the initial mailing of the proxy statement/prospectus, John Hancock employees who own JHF stock through a UBS PaineWebber account will receive their mailing directly from UBS PaineWebber. While it will contain the identical brochure, instead of a proxy card, it will contain a “Voting Instruction Form” listing a special UBS PaineWebber telephone voting line, the website for voting via the Internet, a means to vote by mail and a phone number for more information.

Shares of JHF stock held in The Investment-Incentive Plan for John Hancock Employees (TIP), the John Hancock Savings and Investment Plan (SIP) and the Investment-Incentive Plan for the Employees of John Hancock Funds Companies are held of record and are voted by the trustees of those 401(k) plans. Plan participants may direct the trustees as to how to vote the shares of JHF stock allocated to their accounts. Instructions were sent in an email that also included an electronic link to the proxy statement/prospectus as well as phone numbers to call for information.

Employees whose only JHF shares are in the 401(k) plan, shareholders who have elected to receive proxy and voting material electronically, and shareholders who have already voted will not receive the brochure. However employees can access the brochure through the link below.

Brian Tucker, director of Shareholder Services reminds associates that every vote is important. “It’s very important that all shareholders read the proxy statement/prospectus and proxy material carefully – and in their entirety – and then exercise their right to vote. Abstentions or shares not voted are counted as votes ‘against’ the merger.”

In addition, he says, “If you own stocks in more than one form (e.g., UBS PaineWebber, TIP and restricted), you will receive multiple proxy packages, and it is important to follow the instructions for each so that all your shares are voted.”

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