As filed with the Securities and Exchange Commission on March 10, 2005
                                                      Registration No. 333-30718

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                        POST-EFFECTIVE AMENDMENT NO. 1 TO
                                    FORM S-8
                             REGISTRATION STATEMENT
                                      UNDER
                           THE SECURITIES ACT OF 1933
                                ----------------

                      JOHN HANCOCK FINANCIAL SERVICES, INC.
             (Exact name of registrant as specified in its charter)

                 DELAWARE                                04-3483032
     (State or other jurisdiction of                  (I.R.S. Employer
      incorporation or organization)                Identification No.)

                               JOHN HANCOCK PLACE
                           BOSTON, MASSACHUSETTS 02117
                     (Address of Principal Executive Offices
                               including Zip Code)

                      JOHN HANCOCK FINANCIAL SERVICES, INC.
                         LONG-TERM STOCK INCENTIVE PLAN
                            (Full title of the Plan)

                              JONATHAN CHIEL, ESQ.
                  EXECUTIVE VICE PRESIDENT AND GENERAL COUNSEL
                      JOHN HANCOCK FINANCIAL SERVICES, INC.
                               JOHN HANCOCK PLACE
                           BOSTON, MASSACHUSETTS 02117
                                 (617) 572-6000
            (Name, address and telephone number of agent for service)

                                   COPIES TO:

                             DAVID A. CIFRINO, ESQ.
                           MCDERMOTT WILL & EMERY LLP
                                 28 STATE STREET
                        BOSTON, MASSACHUSETTS 02109-1775
                                  617-535-4034



                    DEREGISTRATION OF REGISTRATION STATEMENT

     This Post-Effective Amendment No. 1 relates to the Registration Statement
on Form S-8 (File No. 333-30718) (the "Registration Statement") of John Hancock
Financial Services, Inc. (the "Company") pertaining to 16,585,000 shares of the
Company's common stock, par value $.01 per share ("Common Stock"), which was
filed with the Securities and Exchange Commission and became effective on
February 18, 2000. The offering pursuant to the Registration Statement has been
completed and the Registration Statement is hereby terminated.

                            [Signature Pages Follow]



                                   SIGNATURES

     Pursuant to the requirements of the Securities Act of 1933, John Hancock
Financial Services, Inc. has duly caused this Post-Effective Amendment No. 1 to
Registration Statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City of Boston, Commonwealth of Massachusetts on March
10, 2005.

                                      John Hancock Financial Services, Inc.

                                      By: /s/ John D. DesPrez, III
                                           John D. DesPrez, III
                                           President and Chief Executive Officer

                                POWER OF ATTORNEY

     Each person whose signature appears below constitutes and appoints each of
John D. DesPrez, III, Steven Finch and Jonathan Chiel his/her true and lawful
attorney-in-fact and agent with full power of substitution and resubstitution,
for him/her and in his/her name, place and stead, in and all capacities, to sign
any or all Amendments (including post-effective Amendments) to this Registration
Statement, and to file the same, with all exhibits thereto, and other documents
in connection therewith, with the Securities and Exchange Commission, granting
unto said attorney-in-fact and agent full power and authority to do and perform
each and every act and thing requisite and necessary to be done in and about the
premises, as fully to all intents and purposes as he/she might or could do in
person, hereby ratifying and confirming all that said attorney-in-fact and
agent, or his substitute, may lawfully do or cause to be done by virtue hereof.

     Pursuant to the requirements of the Securities Act of 1933, this
Post-Effective Amendment No. 1 to Registration Statement has been signed by the
following persons in the capacities indicated on March 10, 2005.

       Signature                                           Title



/s/ John D. DesPrez, III            President and Chief Executive Officer
John D. DesPrez, III                (Principal Executive Officer) and Director



/s/ Marc Costantini                 Senior Vice President
Marc Costantini                     (Principal Financial Officer)



/s/ Patrick J. Gill                 Senior Vice President and Controller
Patrick J. Gill                     (Principal Accounting Officer)



/s/ Dominic D'Alessandro            Chairman of the Board of Directors
Dominic D'Alessandro



/s/ James M. Benson                 Director
James M. Benson



/s/ Jonathan Chiel                  Director
Jonathan Chiel



/s/ Donald Guloien                  Director
Donald Guloien



/s/ Peter H. Rubenovitch            Director
Peter H. Rubenovitch