The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226   189,939,346 1,894,657 SH   SOLE   82,330 0 1,812,327
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,726,157 59,893 SH   SOLE   0 0 59,893
VANGUARD WORLD FD ESG US STK ETF 921910733   7,460,773 62,992 SH   SOLE   0 0 62,992
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   19,405,900 327,747 SH   SOLE   168,097 0 159,650
VANGUARD WORLD FDS ENERGY ETF 92204A306   26,575,717 211,153 SH   SOLE   0 0 211,153
ISHARES TR BARCLAYS 7 10 YR 464287440   16,971,944 175,948 SH   SOLE   0 0 175,948
VANECK VECTORS ETF TR ISRAEL ETF 92189F635   852,501 15,615 SH   SOLE   0 0 15,615
ISHARES TR CORE S&P500 ETF 464287200   96,513,729 144,201 SH   SOLE   0 0 144,201
SPDR S&P 500 ETF TR TR UNIT 78462F103   9,393,137 14,100 SH   SOLE   0 0 14,100
ISHARES TR 0-5 YR TIPS ETF 46429B747   9,700,646 93,853 SH   SOLE   0 0 93,853
ISHARES TR TIPS BD ETF 464287176   6,617,145 59,496 SH   SOLE   0 0 59,496
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   508,716,007 8,489,920 SH   SOLE   366,030 0 8,123,890
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   127,594,864 2,027,018 SH   SOLE   0 0 2,027,018
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   8,642,206 94,533 SH   SOLE   56,991 0 37,542
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   47,377,092 530,123 SH   SOLE   0 0 530,123
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,525,712,926 2,491,448 SH   SOLE   156,645 0 2,334,803
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   764,463,102 5,547,664 SH   SOLE   410,959 0 5,136,705
VANGUARD INDEX FDS TOTAL STK MKT 922908769   556,188,751 1,694,819 SH   SOLE   0 0 1,694,819
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   250,788,251 4,957,303 SH   SOLE   1,212,675 0 3,744,628
VANGUARD INDEX FDS VALUE ETF 922908744   15,126,204 81,110 SH   SOLE   0 0 81,110
VANGUARD INDEX FDS GROWTH ETF 922908736   49,415,658 103,033 SH   SOLE   23,838 0 79,195
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   173,520,337 3,202,086 SH   SOLE   0 0 3,202,086
ISHARES GOLD TR ISHARES NEW 464285204   63,545,675 873,240 SH   SOLE   0 0 873,240
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   329,880,757 5,495,265 SH   SOLE   35,277 0 5,459,988
ISHARES TR US TREAS BD ETF 46429B267   14,909,394 644,870 SH   SOLE   0 0 644,870
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,632,869 37,954 SH   SOLE   0 0 37,954
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   46,784,234 629,074 SH   SOLE   0 0 629,074
ISHARES INC CORE MSCI EMKT 46434G103   50,317,328 763,309 SH   SOLE   38,158 0 725,151
ISHARES TR CORE MSCI EAFE 46432F842   61,327,158 702,407 SH   SOLE   0 0 702,407
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   9,716,499 87,956 SH   SOLE   0 0 87,956
ISHARES INC MSCI CDA ETF 464286509   3,904,685 77,244 SH   SOLE   0 0 77,244
ISHARES TR MSCI ACWI ETF 464288257   36,008,340 260,477 SH   SOLE   19,235 0 241,242
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   25,293,915 209,908 SH   SOLE   0 0 209,908
ISHARES TR RUSSELL 3000 ETF 464287689   5,531,387 14,597 SH   SOLE   0 0 14,597
ISHARES TR CORE 1 5 YR USD 46432F859   2,297,092 47,033 SH   SOLE   0 0 47,033
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   47,953,574 837,617 SH   SOLE   0 0 837,617
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   910,497 19,100 SH   SOLE   0 0 19,100
ISHARES TR RUS 1000 ETF 464287622   53,478,130 146,323 SH   SOLE   0 0 146,323
ISHARES TR MSCI USA QLT FCT 46432F339   29,475,697 151,546 SH   SOLE   0 0 151,546
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   74,226,747 1,261,797 SH   SOLE   0 0 1,261,797
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,341,740 30,631 SH   SOLE   0 0 30,631
VANGUARD STAR FDS VG TL INTL STK F 921909768   19,960,845 271,724 SH   SOLE   0 0 271,724
EA SERIES TRUST JLENS 500 JEWISH 02072Q846   30,206,749 1,075,222 SH   SOLE   0 0 1,075,222
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,026,656 5,412 SH   SOLE   0 0 5,412
ISHARES TR 0-3 MNTH TREASRY 46436E718   78,812,050 782,642 SH   SOLE   0 0 782,642
ISHARES TR RUS MID CAP ETF 464287499   1,177,717 12,198 SH   SOLE   0 0 12,198
VANGUARD INDEX FDS MID CAP ETF 922908629   1,466,350 4,992 SH   SOLE   0 0 4,992
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   257,279 1,229 SH   SOLE   0 0 1,229
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   4,388,005 14,513 SH   SOLE   0 0 14,513
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,092,423 61,762 SH   SOLE   0 0 61,762
KARMAN HLDGS INC COMMON STOCK 485924104   15,493,465 249,011 SH   SOLE   171,233 0 77,778
ADVISORS INNER CIRCLE FD III GQG US EQUITY ET 00775Y256   22,862,587 905,449 SH   SOLE   0 0 905,449
VANECK ETF TRUST BDC INCOME ETF 92189F411   6,890,059 461,182 SH   SOLE   0 0 461,182