ISHARES TR MSCI ACWI ETF 464288257 17831 212556 SH SOLE 0 0 212556 ISHARES TR CORE US AGGBD ET 464287226 61084 600751 SH SOLE 122461 0 478290 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6951 90525 SH SOLE 0 0 90525 ISHARES TR MSCI EAFE ETF 464287465 383 6130 SH SOLE 0 0 6130 VANGUARD WORLD FD ESG US STK ETF 921910733 5098 76772 SH SOLE 0 0 76772 ISHARES INC MSCI CDA ETF 464286509 748 22198 SH SOLE 0 0 22198 ISHARES INC MSCI STH AFR ETF 464286780 10263 241534 SH SOLE 0 0 241534 SPDR GOLD TR GOLD SHS 78463V107 40093 237998 SH SOLE 0 0 237998 SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 8079 155091 SH SOLE 64553 0 90538 ISHARES TR US TREAS BD ETF 46429B267 11145 466305 SH SOLE 0 0 466305 ISHARES TR HDG MSCI EAFE 46434V803 397 12476 SH SOLE 12476 0 0 ISHARES TR BARCLAYS 7 10 YR 464287440 24371 238229 SH SOLE 12881 0 225348 ISHARES TR CORE MSCI EAFE 46432F842 8202 139363 SH SOLE 0 0 139363 ISHARES INC CORE MSCI EMKT 46434G103 30956 630973 SH SOLE 48084 0 582889 VANECK VECTORS ETF TR ISRAEL ETF 92189F635 581 15615 SH SOLE 0 0 15615 ISHARES TR CORE S&P500 ETF 464287200 22723 59932 SH SOLE 0 0 59932 ISHARES TR RUSSELL 2000 ETF 464287655 7542 44533 SH SOLE 0 0 44533 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7019 142694 SH SOLE 0 0 142694 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1264 24502 SH SOLE 0 0 24502 SPDR S&P 500 ETF TR TR UNIT 78462F103 26245 69568 SH SOLE 0 0 69568 ISHARES TR 0-5 YR TIPS ETF 46429B747 2023 19942 SH SOLE 0 0 19942 ISHARES TR TIPS BD ETF 464287176 8457 74245 SH SOLE 0 0 74245 ISHARES TR 20 YR TR BD ETF 464287432 6746 58728 SH SOLE 0 0 58728 ISHARES TR MSCI USA MIN VOL 46429B697 6138 87420 SH SOLE 87420 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 351 4608 SH SOLE 0 0 4608 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 67689 1659055 SH SOLE 289255 0 1369800 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 33908 483298 SH SOLE 0 0 483298 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5528 60670 SH SOLE 36419 0 24251 VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 8332 48491 SH SOLE 0 0 48491 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 19829 312024 SH SOLE 0 0 312024 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 309825 893175 SH SOLE 127350 0 765825 VANGUARD WORLD FD ESG INTL STK ETF 921910725 4518 92122 SH SOLE 0 0 92122 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 246285 2885924 SH SOLE 229139 0 2656785 VANGUARD INDEX FDS TOTAL STK MKT 922908769 55690 295248 SH SOLE 0 0 295248 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 55051 1099780 SH SOLE 353855 0 745925 VANGUARD INDEX FDS VALUE ETF 922908744 4382 33230 SH SOLE 0 0 33230 VANGUARD INDEX FDS GROWTH ETF 922908736 37115 166518 SH SOLE 83436 0 83082 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 55784 1339341 SH SOLE 21733 0 1317608 ISHARES GOLD TR ISHARES NEW 464285204 19775 576350 SH SOLE 54002 0 522348 ISHARES TR CORE S&P SCP ETF 464287804 1368 14808 SH SOLE 0 0 14808 VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C664 2114 30914 SH SOLE 0 0 30914 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1381 22586 SH SOLE 0 0 22586 ISHARES TR CRE U S REIT ETF 464288521 4278 80120 SH SOLE 0 0 80120 RAYTHEON TECHNOLOGIES CORP COM 75513E101 30304 315305 SH SOLE 0 0 315305 CARRIER GLOBAL CORPORATION COM 14448C104 3038 85186 SH SOLE 0 0 85186 OTIS WORLDWIDE CORP COM 68902V107 3010 42592 SH SOLE 0 0 42592 KANZHUN LIMITED SPONSORED ADR 48553T106 177 6729 SH SOLE 0 0 6729