CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 560,738	$ 241,965
Investment securities available for sale at fair value (amortized cost September 30, 2020 $362,811; December 31, 2019 $351,069)	375,255	355,303
Stock of Federal Home Loan Bank	11,373	11,065
Loans held for sale	27,980	8,400
Loans, net of allowance for loan losses (September 30, 2020 $37,060; December 31, 2019 $33,760)	2,731,030	2,606,277
Property and equipment, net	35,548	37,146
Tax credit real estate investment	7,160	8,280
Accrued interest receivable	13,731	12,442
Deferred income taxes, net	7,015	8,018
Goodwill	2,500	2,500
Other assets	8,121	9,491
Total Assets	3,780,451	3,300,887
Liabilities
Noninterest-bearing deposits	500,272	387,612
Interest-bearing deposits	2,614,279	2,273,752
Total deposits	3,114,551	2,661,364
Other borrowings	43	0
Federal Home Loan Bank borrowings	185,000	185,000
Accrued interest payable	2,198	2,474
Other liabilities	24,505	25,012
Total Liabilities	3,326,297	2,873,850
Redeemable Common Stock Held by Employee Stock Ownership Plan (ESOP)	46,895	51,826
STOCKHOLDERS' EQUITY
Common stock, no par value; authorized 20,000,000 shares; issued September 30, 2020 10,328,875 shares; December 31, 2019 10,327,656 shares	0	0
Paid in capital	59,972	55,943
Retained earnings	431,401	409,509
Accumulated other comprehensive income	7,031	1,415
Treasury stock at cost (September 30, 2020 982,827 shares; December 31, 2019 975,962 shares)	(44,250)	(39,830)
Total Stockholders' Equity	454,154	427,037
Less maximum cash obligation related to ESOP shares	46,895	51,826
Total Stockholders' Equity Less Maximum Cash Obligation Related to ESOP Shares	407,259	375,211
Total Liabilities & Stockholders' Equity	$ 3,780,451	$ 3,300,887