CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 368,825	$ 241,965
Investment securities available for sale at fair value (amortized cost June 30, 2020 $353,924; December 31, 2019 $351,069)	366,452	355,303
Stock of Federal Home Loan Bank	11,373	11,065
Loans held for sale	40,522	8,400
Loans, net of allowance for loan losses (June 30, 2020 $37,620; December 31, 2019 $33,760)	2,716,241	2,606,277
Property and equipment, net	36,316	37,146
Tax credit real estate investment	7,548	8,280
Accrued interest receivable	12,597	12,442
Deferred income taxes, net	7,241	8,018
Goodwill	2,500	2,500
Other assets	7,684	9,491
Total Assets	3,577,299	3,300,887
Liabilities
Noninterest-bearing deposits	485,424	387,612
Interest-bearing deposits	2,438,825	2,273,752
Total deposits	2,924,249	2,661,364
Federal Home Loan Bank borrowings	185,000	185,000
Accrued interest payable	2,193	2,474
Other liabilities	21,810	25,012
Total Liabilities	3,133,252	2,873,850
Redeemable Common Stock Held by Employee Stock Ownership Plan (ESOP)	45,329	51,826
STOCKHOLDERS' EQUITY
Common stock, no par value; authorized 20,000,000 shares; issued June 30, 2020 10,330,202 shares; December 31, 2019 10,327,656 shares	0	0
Paid in capital	60,043	55,943
Retained earnings	419,970	409,509
Accumulated other comprehensive income	6,821	1,415
Treasury stock at cost (June 30, 2020 966,140 shares; December 31, 2019 975,962 shares)	(42,787)	(39,830)
Total Stockholders' Equity	444,047	427,037
Less maximum cash obligation related to ESOP shares	45,329	51,826
Total Stockholders' Equity Less Maximum Cash Obligation Related to ESOP Shares	398,718	375,211
Total Liabilities & Stockholders' Equity	3,577,299	3,300,887
Amortized Cost	353,924	351,069
Less allowance for loan losses	$ 37,620	$ 33,760
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, authorized (in shares)	20,000,000	20,000,000
Common stock, issued (in shares)	10,330,202	10,327,656
Treasury stock at cost (in shares)	966,140	975,962