CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 268,293	$ 241,965
Investment securities available for sale at fair value (amortized cost March 31, 2020 $367,051; December 31, 2019 $351,069)	371,839	355,303
Stock of Federal Home Loan Bank	11,374	11,065
Loans held for sale	11,592	8,400
Loans, net of allowance for loan losses (March 31, 2020 $38,340; December 31, 2019 $33,760)	2,626,399	2,606,277
Property and equipment, net	36,767	37,146
Tax credit real estate investment	7,945	8,280
Accrued interest receivable	13,691	12,442
Deferred income taxes, net	9,091	8,018
Goodwill	2,500	2,500
Other assets	6,747	9,491
Total Assets	3,366,238	3,300,887
Liabilities
Noninterest-bearing deposits	381,171	387,612
Interest-bearing deposits	2,350,543	2,273,752
Total deposits	2,731,714	2,661,364
Federal Home Loan Bank borrowings	185,000	185,000
Accrued interest payable	2,352	2,474
Other liabilities	20,112	25,012
Total Liabilities	2,939,178	2,873,850
Redeemable Common Stock Held by Employee Stock Ownership Plan (ESOP)	50,249	51,826
STOCKHOLDERS' EQUITY
Common stock, no par value; authorized 20,000,000 shares; issued March 31, 2020 10,328,925 shares; December 31, 2019 10,327,656 shares	0	0
Paid in capital	59,733	55,943
Retained earnings	408,260	409,509
Accumulated other comprehensive income	1,006	1,415
Treasury stock at cost (March 31, 2020 953,569 shares; December 31, 2019 975,962 shares)	(41,939)	(39,830)
Total Stockholders' Equity	427,060	427,037
Less maximum cash obligation related to ESOP shares	50,249	51,826
Total Stockholders' Equity Less Maximum Cash Obligation Related to ESOP Shares	376,811	375,211
Total Liabilities & Stockholders' Equity	$ 3,366,238	$ 3,300,887