XML 30 R19.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2018
Loans and Allowance For Loan Losses [Abstract]  
Categories of Loans
Categories of loans include:
 
  
September 30,
  
December 31,
 
  
2018
  
2017
 
  
(In thousands)
 
       
Commercial loans $89,844  $81,327 
Commercial real estate  215,793   198,936 
Residential real estate  76,668   75,853 
Installment loans  10,877   12,473 
         
Total gross loans  393,182   368,589 
         
Less allowance for loan losses  (2,004)  (2,122)
         
Total loans $391,178  $366,467 
Allowance for Loan Losses and Recorded Investment in Loans
Allowance for Loan Losses and Recorded Investment in Loans
As of and for the three and nine month period ended September 30, 2018
 
 
 
Commercial
 
 
Commercial
 Real Estate
 
 
Residential
 Real Estate
 
 
Installment
 
 
Unallocated
 
 
Total
 
(In thousands)
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, July 1, 2018
 
$
545
 
 
$
654
 
 
$
505
 
 
$
376
 
 
$
—
 
 
$
2,080
 
Provision charged to expense
 
 
(130
)
 
 
28
 
 
 
109
 
 
 
65
 
 
 
—
 
 
 
72
 
Losses charged off
 
 
—
 
 
 
—
 
 
 
(98
)
 
 
(74
)
 
 
—
 
 
 
(172
)
Recoveries
 
 
1
 
 
 
1
 
 
 
1
 
 
 
21
 
 
 
—
 
 
 
24
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, September 30, 2018
 
$
416
 
 
$
683
 
 
$
517
 
 
$
388
 
 
$
—
 
 
$
2,004
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, January 1, 2018
 
$
537
 
 
$
843
 
 
$
436
 
 
$
218
 
 
$
88
 
 
$
2,122
 
Provision charged to expense
 
 
(124
)
 
 
(162
)
 
 
255
 
 
 
320
 
 
 
(88
)
 
 
201
 
Losses charged off
 
 
—
 
 
 
—
 
 
 
(177
)
 
 
(198
)
 
 
—
 
 
 
(375
)
Recoveries
 
 
3
 
 
 
2
 
 
 
3
 
 
 
48
 
 
 
—
 
 
 
56
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, September 30, 2018
 
$
416
 
 
$
683
 
 
$
517
 
 
$
388
 
 
$
—
 
 
$
2,004
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allocation:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance:  individually evaluated for impairment
 
$
19
 
 
$
85
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
104
 
Ending balance:  collectively evaluated for impairment
 
$
397
 
 
$
598
 
 
$
517
 
 
$
388
 
 
$
—
 
 
$
1,900
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance:  individually evaluated for impairment
 
$
78
 
 
$
811
 
 
$
—
 
 
$
95
 
 
$
—
 
 
$
984
 
Ending balance:  collectively evaluated for impairment
 
$
89,766
 
 
$
214,982
 
 
$
76,668
 
 
$
10,782
 
 
$
—
 
 
$
392,198
 
 
Allowance for Loan Losses and Recorded Investment in Loans
As of and for the three and nine month period ended September 30, 2017
 
 
 
Commercial
 
 
Commercial
 Real Estate
 
 
Residential
 Real Estate
 
 
Installment
 
 
Unallocated
 
 
Total
 
(In thousands)
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, July 1, 2017
 
$
532
 
 
$
845
 
 
$
447
 
 
$
291
 
 
$
177
 
 
$
2,292
 
Provision charged to expense
 
 
(26
)
 
 
13
 
 
 
1
 
 
 
43
 
 
 
(6
)
 
 
25
 
Losses charged off
 
 
(30
)
 
 
(59
)
 
 
(6
)
 
 
(40
)
 
 
—
 
 
 
(135
)
Recoveries
 
 
—
 
 
 
1
 
 
 
1
 
 
 
11
 
 
 
—
 
 
 
13
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, September 30, 2017
 
$
476
 
 
$
800
 
 
$
443
 
 
$
305
 
 
$
171
 
 
$
2,195
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, January 1, 2017
 
$
495
 
 
$
804
 
 
$
591
 
 
$
107
 
 
$
344
 
 
$
2,341
 
Provision charged to expense
 
 
10
 
 
 
57
 
 
 
(149
)
 
 
330
 
 
 
(173
)
 
 
75
 
Losses charged off
 
 
(30
)
 
 
(64
)
 
 
(6
)
 
 
(167
)
 
 
—
 
 
 
(267
)
Recoveries
 
 
1
 
 
 
3
 
 
 
7
 
 
 
35
 
 
 
—
 
 
 
46
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, September 30, 2017
 
$
476
 
 
$
800
 
 
$
443
 
 
$
305
 
 
$
171
 
 
$
2,195
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allocation:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance:  individually evaluated for impairment
 
$
3
 
 
$
120
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
123
 
Ending balance:  collectively evaluated for impairment
 
$
473
 
 
$
680
 
 
$
443
 
 
$
305
 
 
$
171
 
 
$
2,072
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance:  individually evaluated for impairment
 
$
95
 
 
$
661
 
 
$
—
 
 
$
305
 
 
$
—
 
 
$
1,061
 
Ending balance:  collectively evaluated for impairment
 
$
75,193
 
 
$
195,066
 
 
$
76,501
 
 
$
12,568
 
 
$
—
 
 
$
359,328
 
 
Allowance for Loan Losses and Recorded Investment in Loans
As of December 31, 2017
 
 
 
Commercial
 
 
Commercial
 Real Estate
 
 
Residential
 Real Estate
 
 
Installment
 
 
Unallocated
 
 
Total
 
 
 
(In thousands)
 
 
 
 
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance:  individually evaluated for impairment
 
$
—
 
 
$
73
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
73
 
Ending balance:  collectively evaluated for impairment
 
$
537
 
 
$
770
 
 
$
436
 
 
$
218
 
 
$
88
 
 
$
2,049
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ending balance:  individually evaluated for impairment
 
$
83
 
 
$
619
 
 
$
—
 
 
$
306
 
 
$
—
 
 
$
1,008
 
Ending balance:  collectively evaluated for impairment
 
$
81,244
 
 
$
198,317
 
 
$
75,853
 
 
$
12,167
 
 
$
—
 
 
$
367,581
 
Portfolio Quality Indicators
The following tables show the portfolio quality indicators.
 
 
 
September 30, 2018
 
Loan Class
 
Commercial
 
 
Commercial
Real Estate
 
 
Residential
 Real Estate
 
 
Installment
 
 
Total
 
 
 
(In thousands)
 
 
 
 
 
Pass Grade
 
$
89,754
 
 
$
214,254
 
 
$
76,668
 
 
$
10,782
 
 
$
391,458
 
Special Mention
 
 
—
 
 
 
464
 
 
 
—
 
 
 
—
 
 
 
464
 
Substandard
 
 
90
 
 
 
1,075
 
 
 
—
 
 
 
95
 
 
 
1,260
 
Doubtful
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
$
89,984
 
 
$
215,793
 
 
$
76,668
 
 
$
10,877
 
 
$
393,182
 
 
 
 
December 31, 2017
 
Loan Class
 
Commercial
 
 
Commercial
Real Estate
 
 
Residential
Real Estate
 
 
Installment
 
 
Total
 
 
 
(In thousands)
 
 
 
 
 
Pass Grade
 
$
78,652
 
 
$
195,063
 
 
$
75,853
 
 
$
12,167
 
 
$
361,735
 
Special Mention
 
 
20
 
 
 
3,066
 
 
 
—
 
 
 
—
 
 
 
3,086
 
Substandard
 
 
2,655
 
 
 
807
 
 
 
—
 
 
 
306
 
 
 
3,768
 
Doubtful
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
$
81,327
 
 
$
198,936
 
 
$
75,853
 
 
$
12,473
 
 
$
368,589
 
Loan Portfolio Aging Analysis
The Company evaluates the loan risk grading system definitions and allowance for loan losses methodology on an ongoing basis. No significant changes were made to either during the past year to date period.
 
Loan Portfolio Aging Analysis
As of September 30, 2018
 
 
 
30-59 Days
 Past Due
and
Accruing
 
 
60-89 Days
Past Due
and
Accruing
 
 
Greater
Than 90
 Days and
 Accruing
 
 
Non
Accrual
 
 
Total Past
Due and
Non Accrual
 
 
Current
 
 
Total Loans
 Receivable
 
 
 
(In thousands)
 
 
 
 
 
Commercial
 
$
—
 
 
$
—
 
 
$
—
 
 
$
19
 
 
$
19
 
 
$
89,825
 
 
$
89,844
 
Commercial real estate
 
 
—
 
 
 
—
 
 
 
53
 
 
 
744
 
 
 
797
 
 
 
214,996
 
 
 
215,793
 
Residential real estate
 
 
372
 
 
 
275
 
 
 
—
 
 
 
513
 
 
 
1,160
 
 
 
75,508
 
 
 
76,668
 
Installment
 
 
15
 
 
 
—
 
 
 
6
 
 
 
19
 
 
 
40
 
 
 
10,837
 
 
 
10,877
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total
 
$
387
 
 
$
275
 
 
$
59
 
 
$
1,295
 
 
$
2,016
 
 
$
391,166
 
 
$
393,182
 
 
 
Loan Portfolio Aging Analysis
As of December 31, 2017
 
 
 
30-59 Days
 Past Due
and
Accruing
 
 
60-89 Days
Past Due
and
Accruing
 
 
Greater
Than 90
 Days and
 Accruing
 
 
Non
Accrual
 
 
Total Past
Due and
Non Accrual
 
 
Current
 
 
Total Loans
 Receivable
 
 
 
(In thousands)
 
 
 
 
 
Commercial
 
$
56
 
 
$
—
 
 
$
—
 
 
$
83
 
 
$
139
 
 
$
81,188
 
 
$
81,327
 
Commercial real estate
 
 
262
 
 
 
—
 
 
 
—
 
 
 
500
 
 
 
762
 
 
 
198,174
 
 
 
198,936
 
Residential real estate
 
 
559
 
 
 
306
 
 
 
—
 
 
 
760
 
 
 
1,625
 
 
 
74,228
 
 
 
75,853
 
Installment
 
 
61
 
 
 
40
 
 
 
—
 
 
 
52
 
 
 
153
 
 
 
12,320
 
 
 
12,473
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total
 
$
938
 
 
$
346
 
 
$
—
 
 
$
1,395
 
 
$
2,679
 
 
$
365,910
 
 
$
368,589
 
Impaired Loans
Impaired Loans
 
 
 
As of September 30, 2018
 
 
For the three months ended
September 30, 2018
 
 
For the nine months ended
September 30, 2018
 
 
 
Recorded
Balance
 
 
Unpaid
Principal
Balance
 
 
Specific
Allowance
 
 
Average
Investment in
 Impaired Loans
 
 
Interest
Income
Recognized
 
 
Average
Investment in
 Impaired Loans
 
 
Interest
Income
Recognized
 
 
 
(In thousands)
 
 
 
 
 
Loans without a specific valuation allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
58
 
 
$
58
 
 
$
—
 
 
$
59
 
 
$
—
 
 
$
60
 
 
$
2
 
Commercial  real estate
 
 
412
 
 
 
412
 
 
 
—
 
 
 
438
 
 
 
9
 
 
 
446
 
 
 
14
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
96
 
 
 
96
 
 
 
—
 
 
 
97
 
 
 
1
 
 
 
99
 
 
 
3
 
 
 
 
566
 
 
 
566
 
 
 
—
 
 
 
594
 
 
 
10
 
 
 
605
 
 
 
19
 
Loans with a specific valuation allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
19
 
 
 
19
 
 
 
19
 
 
 
19
 
 
 
1
 
 
 
20
 
 
 
1
 
Commercial  real estate
 
 
399
 
 
 
399
 
 
 
85
 
 
 
408
 
 
 
1
 
 
 
407
 
 
 
2
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
418
 
 
 
418
 
 
 
104
 
 
 
427
 
 
 
2
 
 
 
427
 
 
 
3
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
77
 
 
$
77
 
 
$
19
 
 
$
78
 
 
$
1
 
 
$
80
 
 
$
3
 
Commercial  real estate
 
$
811
 
 
$
811
 
 
$
85
 
 
$
846
 
 
$
10
 
 
$
853
 
 
$
16
 
Residential real estate
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
Installment
 
$
96
 
 
$
96
 
 
$
—
 
 
$
97
 
 
$
1
 
 
$
99
 
 
$
3
 
 
Impaired Loans
 
 
 
As of December 31, 2017
 
 
For the three months ended
September 30, 2017
 
 
For the nine months ended
September 30, 2017
 
 
 
Recorded
Balance
 
 
Unpaid
Principal
Balance
 
 
Specific
Allowance
 
 
Average
Investment in
 Impaired Loans
 
 
Interest
Income
Recognized
 
 
Average
Investment in
 Impaired Loans
 
 
Interest
Income
Recognized
 
 
 
(In thousands)
 
 
 
 
 
Loans without a specific valuation allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
83
 
 
$
83
 
 
$
—
 
 
$
65
 
 
$
—
 
 
$
62
 
 
$
2
 
Commercial real estate
 
 
209
 
 
 
317
 
 
 
—
 
 
 
592
 
 
 
3
 
 
 
607
 
 
 
8
 
Residential
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
306
 
 
 
306
 
 
 
—
 
 
 
306
 
 
 
—
 
 
 
313
 
 
 
3
 
 
 
 
598
 
 
 
706
 
 
 
—
 
 
 
963
 
 
 
—
 
 
 
982
 
 
 
13
 
Loans with a specific valuation allowance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
—
 
 
 
—
 
 
 
—
 
 
 
30
 
 
 
4
 
 
 
97
 
 
 
7
 
Commercial real estate
 
 
410
 
 
 
410
 
 
 
73
 
 
 
535
 
 
 
2
 
 
 
496
 
 
 
14
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
410
 
 
 
410
 
 
 
73
 
 
 
565
 
 
 
6
 
 
 
593
 
 
 
21
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
83
 
 
$
83
 
 
$
73
 
 
$
95
 
 
$
4
 
 
$
159
 
 
$
9
 
Commercial real estate
 
$
619
 
 
$
727
 
 
$
—
 
 
$
1,127
 
 
$
5
 
 
$
1,103
 
 
$
22
 
Residential real estate
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
Installment
 
$
306
 
 
$
306
 
 
$
—
 
 
$
306
 
 
$
—
 
 
$
313
 
 
$
3
 
Troubled Debt Restructurings on Financing Receivables
 
 
Three Months ended September 30, 2018
 
 
 
Number of 
Contracts
 
 
Pre- Modification 
Outstanding
Recorded
Investment
 
 
Post-Modification 
Outstanding
Recorded 
Investment
 
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
—
 
 
$
—
 
 
$
—
 
Commercial real estate
 
 
—
 
 
 
—
 
 
 
—
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
Three Months Ended September 30, 2018
 
 
 
Interest
Only
 
 
Term
 
 
Combination
 
 
Total
Modification
 
 
 
(
In thousands
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
Commercial real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Consumer
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
Nine Months ended September 30, 2018
 
 
 
Number of
Contracts
 
 
Pre- Modification
Outstanding
Recorded
Investment
 
 
Post-Modification
Outstanding
Recorded
Investment
 
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
—
 
 
$
—
 
 
$
—
 
Commercial real estate
 
 
—
 
 
 
—
 
 
 
—
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
Nine Months Ended September 30, 2018
 
 
 
Interest
Only
 
 
Term
 
 
Combination
 
 
Total
Modification
 
 
 
(
In thousands
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
—
 
 
$
—
 
 
$
—
 
 
$
—
 
Commercial real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Consumer
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
  
 
 
Three Months ended September 30, 2017
 
 
 
Number of Contracts
 
 
Pre- Modification
Outstanding
Recorded
Investment
 
 
Post-Modification
Outstanding
Recorded
Investment
 
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
2
 
 
$
40
 
 
$
40
 
Commercial real estate
 
 
1
 
 
 
62
 
 
 
62
 
Residential real estate
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
Three Months ended September 30, 2017
 
 
 
Interest
Only
 
 
Term
 
 
Combination
 
 
Total
Modification
 
 
 
(
In thousands
)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
—
 
 
$
40
 
 
$
—
 
 
$
40
 
Commercial real estate
 
 
—
 
 
 
62
 
 
 
—
 
 
 
62
 
Residential estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Consumer
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
Nine Months ended September 30, 2017
 
 
 
Number of Contracts
 
 
Pre- Modification
Outstanding
Recorded
Investment
 
 
Post-Modification
 Outstanding
Recorded
 Investment
 
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
 
2
 
 
$
40
 
 
$
40
 
Commercial real estate
 
 
3
 
 
 
189
 
 
 
165
 
Residential estate
 
 
—
 
 
 
—
 
 
 
—
 
Installment
 
 
—
 
 
 
—
 
 
 
—
 
 
 
 
Nine Months Ended September 30, 2017
 
 
 
Interest
Only
 
 
Term
 
 
Combination
 
 
Total
Modification
 
 
 
(In thousands)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial
 
$
—
 
 
$
40
 
 
$
—
 
 
$
40
 
Commercial real estate
 
 
—
 
 
 
165
 
 
 
—
 
 
 
165
 
Residential estate
 
 
—
 
 
 
—
 
 
 
—
 
 
 
—
 
Consumer
 
 
—
 
 
 
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