Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2015

Banking and Thrift [Abstract]

Summary of Company's and Bank's Actual Capital Amounts and Ratios

The Company’s and Bank’s actual capital amounts and ratios are presented in the following table.

											To Be Well Capitalized
						For Capital Adequacy					Under Prompt Corrective
	Actual					Purposes					Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2015
Total Capital  (to Risk-Weighted Assets)
Consolidated	$	46,854		14.7	%	$	25,573		8.0	%		N/A		N/A
Citizens		41,858		13.2			25,378		8.0		$	31,722		10.0	%
Common Equity Tier 1 Capital  (to Risk-Weighted Assets)
Consolidated	$	40,417		12.6	%	$	14,385		4.5	%		N/A		N/A
Citizens		39,421		12.4			14,275		4.5		$	20,619		6.5	%
Tier I Capital  (to Risk-Weighted Assets)
Consolidated	$	44,417		13.9	%	$	19,179		6.0	%		N/A		N/A
Citizens		39,421		12.4			19,033		6.0		$	25,378		8.0	%
Tier I Capital  (to Average Assets)
Consolidated	$	44,417		10.9	%	$	16,376		4.0	%		N/A		N/A
Citizens		39,421		9.7			16,200		4.0		$	20,251		5.0	%
As of December 31, 2014
Total Capital  (to Risk-Weighted Assets)
Consolidated	$	46,668		15.3	%	$	24,382		8.0	%		N/A		N/A
Citizens		40,940		13.5			24,209		8.0		$	30,261		10.0	%
Common Equity Tier 1 Capital  (to Risk-Weighted Assets)
Consolidated		N/A		N/A			N/A		N/A			N/A		N/A
Citizens		N/A		N/A			N/A		N/A			N/A		N/A
Tier I Capital  (to Risk-Weighted Assets)
Consolidated	$	44,259		14.5	%	$	12,191		4.0	%		N/A		N/A
Citizens		38,531		12.7			12,104		4.0		$	18,157		6.0	%
Tier I Capital  (to Average Assets)
Consolidated	$	44,259		11.0	%	$	16,133		4.0	%		N/A		N/A
Citizens		38,531		9.6			16,071		4.0		$	20,088		5.0	%