Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income
Loans, including fees	$ 3,918	$ 3,958	$ 11,422	$ 11,775
Taxable securities	90	58	252	198
Non-taxable securities	39	62	125	196
Federal funds sold	11	16	48	50
Dividends on Federal Home Loan Bank stock and other	60	41	170	147
Total interest and dividend income	4,118	4,135	12,017	12,366
Deposits
Demand	28	27	83	79
Savings	9	8	25	24
Time	219	256	675	795
Borrowings	322	324	958	963
Total interest expense	578	615	1,741	1,861
Net interest income	3,540	3,520	10,276	10,505
Provision for loan losses	126	225	387	657
Net interest income after provision for loan losses	3,414	3,295	9,889	9,848
Noninterest income
Service charges on deposit accounts	731	723	2,141	2,052
Realized gains on sales of loans	11	6	40	22
BOLI benefit in excess of surrender value	29	0	29	35
Realized gains on sales of available -for-sale securities, net	0	27	31	27
Other income	216	203	621	620
Total noninterest income	987	959	2,862	2,756
Noninterest expense
Salaries and employee benefits	1,587	1,643	4,757	4,905
Net occupancy and equipment expense	466	487	1,460	1,505
Professional services	187	153	555	581
Insurance	65	73	191	221
Deposit insurance premiums	63	57	177	194
Franchise and other taxes	78	69	218	193
Advertising	84	102	253	329
Stationery and office supplies	33	46	110	138
Amortization of intangible asset	7	30	66	89
Provision for losses on foreclosed real estate and net of gains and losses on sales	67	1	67	169
Other expenses	545	579	1,572	1,702
Total noninterest expense	3,182	3,240	9,426	10,026
Income before federal income taxes	1,219	1,014	3,325	2,578
Federal income taxes	360	296	967	660
Net income	$ 859	$ 718	$ 2,358	$ 1,918
EARNINGS PER COMMON SHARE
Basic	$ 0.17	$ 0.14	$ 0.48	$ 0.38
Diluted	0.17	0.14	0.47	0.38
DIVIDENDS PER COMMON SHARE	$ 0.09	$ 0.08	$ 0.27	$ 0.24