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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Operating Activities    
Net income $ 2,398 $ 3,091
Items not requiring (providing) cash    
Depreciation and amortization 946 963
Amortization of intangible assets 119 119
Provision for loan losses 1,128 1,968
Provision for losses on foreclosed real estate 83 87
Amortization of premiums and discounts on securities-net (59) (68)
Amortization of mortgage servicing rights 56 47
Deferred income taxes (111) (44)
Gain on sales of securities 0 (370)
Originations of loans held for sale (1,696) (5,904)
Proceeds from sale of loans held for sale 1,728 5,998
Net gains on sales of loans (32) (94)
Amortization of ESOP 195 203
Expense related to share-based compensation plans 213 200
Loss on sale of real estate and other repossessed assets 6 15
Changes in    
Bank-owned life insurance (362) (271)
Accrued interest receivable 334 31
Other assets 599 391
Interest payable and other liabilities 54 (125)
Net cash provided by operating activities 5,599 6,237
Investing Activities    
Purchases of available-for-sale securities (51,958) (88,899)
Proceeds from maturities of available-for-sale securities 98,921 94,993
Proceeds from sales of available-for-sale securities 0 9,111
Proceeds from maturities of held-to-maturity securities 1,705 1,581
Proceeds from sales of held-to-maturity securities 0 302
Net changes in certificates of deposit in other financial institutions 0 2,564
Net change in loans (13,818) (8,168)
Purchases of premises and equipment (1,527) (1,489)
Proceeds from sales of foreclosed assets 622 474
Net cash provided by investing activities 33,945 10,469
Financing Activities    
Net increase in deposits 21,876 3,094
Net change in Federal Home Loan Bank advances and short term borrowings 202 (12,374)
Cash dividends paid (2,253) (2,988)
Purchase of treasury stock (63) 0
Proceeds from purchase of shares by the dividend reinvestment plan 0 236
Shares purchased for deferred compensation plan 121 72
Net cash provided by (used in) financing activities 19,883 (11,960)
Increase in Cash and Cash Equivalents 59,427 4,746
Cash and Cash Equivalents, Beginning of Year 15,681 10,935
Cash and Cash Equivalents, End of Year 75,108 15,681
Supplemental Cash Flows Information    
Interest paid on deposits and borrowings 3,902 4,810
Federal income taxes paid 480 985
Supplemental Disclosure of Non-Cash Investing Activities    
Transfers from loans to foreclosed assets held for sale 475 710
Unrealized ( losses) gains on securities designated as available for sale, net of related tax effects $ (145) $ 645