Quarterly Financial Data (Tables)

12 Months Ended

Dec. 31, 2012

Quarterly Financial Information Disclosure [Abstract]

Schedule Of Quarterly Financial Information

The following tables summarize the Company’s quarterly results of operations for the years ended December 31, 2012 and 2011.

	Three Months Ended
2012:	March 31,		June 30,		September 30,		December 31,
	(In thousands, except per share data)
Total interest income	$	4,691	$	4,630	$	4,548	$	4,593
Total interest expense		1,032		994		952		883
Net interest income		3,659		3,636		3,596		3,710
Provision for loan losses		333		168		268		359
Other income		740		677		723		797
Gain on sale of securities - net		––		––		––		––
General, administrative and other expense		3,234		3,180		3,482		3,570
Income before income taxes		832		965		569		578
Federal income taxes		71		234		118		123
Net income	$	761	$	731	$	451	$	455
Earnings per share
Basic	$	0.15	$	0.15	$	0.09	$	0.10
Diluted	$	0.15	$	0.15	$	0.09	$	0.09

	Three Months Ended
2011:	March 31,		June 30,		September 30,		December 31,
	(In thousands, except per share data)
Total interest income	$	5,038	$	5,212	$	5,071	$	4,890
Total interest expense		1,256		1,220		1,141		1,090
Net interest income		3,782		3,992		3,930		3,800
Provision for loan losses		648		494		401		425
Other income		694		895		832		721
Gain on sale of securities - net		370		––		––		––
General, administrative and other expense		3,294		3,473		3,300		3,036
Income before income taxes		904		920		1,061		1,060
Federal income taxes		166		168		260		260
Net income	$	738	$	752	$	801	$	800
Earnings per share
Basic	$	0.15	$	0.15	$	0.16	$	0.17
Diluted	$	0.15	$	0.15	$	0.16	$	0.16