Benefit Plans (Tables)

12 Months Ended

Dec. 31, 2012

Benefit Plans [Abstract]

Information About the Plan's Funded Status and Pension Cost

The Company uses a December 31 measurement date for the plan. Information about the plan’s funded status and pension cost follows:

	Pension Benefits
	2012			2011
	(In thousands)
Change in benefit obligation
Beginning of year	$	(4,163	)	$	(3,312	)
Service cost		(357	)		(304	)
Interest cost		(179	)		(173	)
Actuarial loss		(364	)		(772	)
Benefits paid		232			398
End of year		(4,831	)		(4,163	)
Change in fair value of plan assets
Beginning of year		2,813			2,969
Actual return on plan assets		389			(8	)
Employer contribution		235			250
Benefits paid		(232	)		(398	)
End of year		3,205			2,813
Funded status at end of year	$	(1,626	)	$	(1,350	)

Components of Net Periodic Benefit Cost

Amounts recognized in accumulated other comprehensive loss not yet recognized as components of net periodic benefit cost consist of:

	Pension Benefits
	2012		2011
	(In thousands)
Unamortized net loss	$	2,154	$	2,107
Unamortized prior service cost		15		30
	$	2,169	$	2,137

Information For the Pension Plan With Respect To Accumulated Benefit Obligation And Plan Assets

Information for the pension plan with respect to accumulated benefit obligation and plan assets is as follows:

	December 31,
	2012		2011
	(In thousands)
Projected benefit obligation	$	4,831	$	4,163
Accumulated benefit obligation	$	3,298	$	2,806
Fair value of plan assets	$	3,205	$	2,813

Pension Expense

	December 31,
	2012			2011
	(In thousands)
Components of net periodic benefit cost
Service cost	$	357		$	304
Interest cost		179			173
Expected return on plan assets		(227	)		(239	)
Amortization of prior service cost		15			15
Amortization of net loss		154			66
Net periodic benefit cost	$	478		$	319

Summary of Significant Assumptions

Significant assumptions include:

	Pension Benefits
	2012			2011
Weighted-average assumptions used to determine benefit obligation:
Discount rate		3.61	%		4.40	%
Rate of compensation increase		3.00	%		3.00	%
Weighted-average assumptions used to determine benefit cost:
Discount rate		4.40	%		5.54	%
Expected return on plan assets		8.00	%		8.00	%
Rate of compensation increase		3.00	%		3.00	%

Summary of Benefit Payments

The following benefit payments, which reflect expected future service, as appropriate, are expected to be paid as of December 31, 2012:

	Pension Benefits
	(In thousands)
2013	$	161
2014		97
2015		111
2016		485
2017		379
2018-2019		2,093
Total	$	3,326

Target Asset Allocation Percentages

The target asset allocation percentages for both 2012 and 2011 are as follows:

Large-Cap stocks	Not to exceed 60%
SMID-Cap stocks	Not to exceed 20%
International equity securities	Not to exceed 15%
Fixed income investments	Not to exceed 40%
Alternative investments	Not to exceed 20%

Investment of Fair Value of Plan Assets as a Percentage of the Total

At December 31, 2012 and 2011, the fair value of plan assets as a percentage of the total was invested in the following:

	December 31,
	2012			2011
Equity securities		76.4	%		76.7	%
Debt securities		23.0			22.4
Cash and cash equivalents		0.6			0.9
		100.0	%		100.0	%

Fair Values of Company's Pension Plan By Asset Category

The fair values of Company’s pension plan assets at December 31, by asset category are as follows:

December 31, 2012
			Fair Value Measurements Using
Asset Category	Total Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
Mutual money market	$	16	$	16	$	––	$	––
Mutual funds – equities
International		240		240		––		––
Real estate		33		33		––		––
Large Cap		1,279		1,279		––		––
Small and Mid Cap		873		873		––		––
Commodities		29		29
Mutual funds – fixed income
Core bond		639		639		––		––
High yield corporate		97		97		––		––
Total	$	3,206	$	3,206	$	––	$	––

December 31, 2011
			Fair Value Measurements Using
Asset Category	Total Fair Value		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Other Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)
	(In thousands)
Mutual money market	$	25	$	25	$	––	$	––
Mutual funds – equities
International		187		187		––		––
Real estate		31		31		––		––
Large Cap		1,138		1,138		––		––
Small and Mid Cap		776		776		––		––
Commodities		26		26
Mutual funds – fixed income
Core bond		544		544		––		––
High yield corporate		86		86		––		––
Total	$	2,813	$	2,813	$	––	$	––

Share Information for the ESOP

Share information for the ESOP is as follows at December 31, 2012 and 2011:

	2012			2011
Allocated shares at beginning of the year		124,660			109,971
Shares released for allocation during the year		23,635			23,639
Shares distributed due to retirement/diversification		(14,748	)		(8,950	)
Unearned shares		189,082			212,718
Total ESOP shares		322,629			337,378
Fair value of unearned shares at December 31	$	1,184,000		$	1,800,000