Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Banking and Thrift [Abstract]

Summary of Company's and Bank's Actual Capital Amounts and Ratios

The Company’s and Bank’s actual capital amounts and ratios are presented in the following table.

	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(Dollars in thousands)
As of December 31, 2012
Total Capital (to Risk-Weighted Assets)
Consolidated	$	44,113		14.9	%	$	23,748		8.0	%	$	N/A		N/A
Citizens		40,584		13.7			23,680		8.0			29,601		10.0	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated	$	41,396		14.0	%	$	11,874		4.0	%	$	N/A		N/A
Citizens		37,867		12.8			11,840		4.0			17,760		6.0	%
Tier I Capital (to Average Assets)
Consolidated	$	41,396		9.6	%	$	17,342		4.0	%	$	N/A		N/A
Citizens		37,867		8.5			17,889		4.0			22,361		5.0	%
As of December 31, 2011
Total Capital (to Risk-Weighted Assets)
Consolidated	$	44,206		14.6	%	$	24,172		8.0	%	$	N/A		N/A
Citizens		40,387		13.4			24,120		8.0			30,150		10.0	%
Tier I Capital (to Risk-Weighted Assets)
Consolidated	$	41,280		13.7	%	$	12,086		4.0	%	$	N/A		N/A
Citizens		37,461		12.4			12,060		4.0			18,090		6.0	%
Tier I Capital (to Average Assets)
Consolidated	$	41,280		9.7	%	$	16,972		4.0	%	$	N/A		N/A
Citizens		37,461		9.0			16,623		4.0			20,779		5.0	%