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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Operating Activities    
Net income $ 3,091 $ 2,547
Items not requiring (providing) cash    
Depreciation and amortization 963 815
Amortization of intangible assets 119 113
Provision for loan losses 1,968 1,816
Provision for losses on foreclosed real estate 87 90
Amortization of premiums and discounts on securities-net (68) 141
Amortization and impairment of mortgage servicing rights 47 52
Deferred income taxes (44) (365)
Gain on sales of securities (370) (47)
Originations of loans held for sale (5,904) (14,096)
Proceeds from sale of loans held for sale 5,998 14,280
Net gains on sales of loans (94) (184)
Amortization of ESOP 203 201
Expense related to share-based compensation plans 200 220
Loss (gain) on sale of real estate and other repossessed assets 15 (30)
Changes in    
Bank-owned life insurance (271) (383)
Accrued interest receivable 31 777
Other assets 391 440
Interest payable and other liabilities (125) 244
Net cash provided by operating activities 6,237 6,631
Investing Activities    
Purchases of available-for-sale securities (88,899) (104,099)
Proceeds from maturities of available-for-sale securities 94,993 100,674
Proceeds from sales of available-for-sale securities 9,111 3,489
Proceeds from maturities of held-to-maturity securities 1,581 6,927
Proceeds from sales of held-to-maturity securities 302 971
Net changes in certificates of deposit in other financial institutions 2,564 15,011
Net change in loans (8,168) (23,604)
Purchases of premises and equipment (1,489) (1,404)
Proceeds from sales of foreclosed assets 474 676
Net cash provided by (used in) investing activities 10,469 (1,359)
Financing Activities    
Net increase (decrease) in deposits 3,094 (19,097)
Net change in Federal Home Loan Bank advances and short term borrowings (12,374) (4,113)
Cash dividends paid (2,988) (2,960)
Proceeds from purchase of shares by the dividend reinvestment plan 236 458
Shares purchased for deferred compensation plan 72 104
Net cash used in financing activities (11,960) (25,608)
Increase (Decrease) in Cash and Cash Equivalents 4,746 (20,336)
Cash and Cash Equivalents, Beginning of Year 10,935 31,271
Cash and Cash Equivalents, End of Year 15,681 10,935
Supplemental Cash Flows Information    
Interest paid on deposits and borrowings 4,810 6,541
Federal income taxes paid 985 445
Supplemental Disclosure of Non-Cash Investing Activities    
Transfers from loans to foreclosed assets held for sale 710 1,271
Unrealized gains (losses) on securities designated as available for sale, net of related tax effects 406 (213)
Change in unfunded status of defined benefit plan liability $ (937) $ 20