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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 8,186 $ 9,381
Interest-bearing demand deposits 19,054 37,147
Cash and cash equivalents 27,240 46,528
Available-for-sale securities, amortized cost of $246,017 and $240,793 at March 31, 2026 and December 31, 2025 236,317 234,204
Loans held for sale 492  
Loans, net of allowance for credit losses of $4,250 and $4,261 at March 31, 2026 and December 31, 2025, respectively 496,089 487,298
Premises and equipment 35,728 34,095
Federal Home Loan Bank stock 3,576 4,030
Foreclosed assets held for sale, net 2,540 2,540
Goodwill 682 682
Accrued interest receivable 3,446 3,982
Deferred federal income tax 3,904 3,383
Bank-owned life insurance 38,239 30,920
Other assets 10,246 9,783
Total Assets 858,499 857,445
Deposits    
Demand 348,815 335,422
Savings 125,818 124,213
Time 192,024 181,731
Total deposits 666,657 641,366
Securities sold under repurchase agreements 35,596 29,403
Subordinated debentures 23,924 23,909
Advances Federal Home Loan Bank 55,000 75,000
Lease liability - finance lease 2,956 2,958
Interest payable and other liabilities 6,867 14,294
Total liabilities 791,000 786,930
Stockholders' Equity    
Preferred stock, no par value, authorized 2,000,000 shares; no shares issued
Common stock, $1 par value; authorized 10,000,000 shares; issued 6,263,141 shares at March 31, 2026, and 6,213,141 issued shares at December 31. 2025; outstanding 5,781,030 and 5,756,852 shares at March 31, 2026 and December 31, 2025, respectively 6,263 6,213
Additional paid-in capital 27,249 27,073
Retained earnings 48,291 48,576
Stock held by deferred compensation plan; 2026 - 194,971 shares, 2025 - 194,971 shares (2,557) (2,431)
Accumulated other comprehensive loss (7,808) (5,351)
Treasury stock, at cost 2026 - 287,140 shares, 2025 - 261,318 shares (3,939) (3,565)
Total stockholders' equity 67,499 70,515
Total liabilities and stockholders' equity $ 858,499 $ 857,445