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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Matters  
Schedule of company's and bank's actual capital amounts and ratios

To Be Well Capitalized

 

For Capital Adequacy

Under Prompt Corrective

 

Actual

Purposes

Action Provisions

 

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

 

(Dollars in thousands)

As of December 31, 2025

Total Capital (to Risk-Weighted Assets)

 

  ​

 

  ​

 

  ​

 

  ​

 

  ​

 

  ​

Unified

$

82,646

13.4

%  

$

49,251

8.0

%  

$

61,563

10.0

%

 

 

 

 

 

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

Unified

$

78,385

12.7

%  

$

27,704

4.5

%  

$

40,016

6.5

%

 

 

 

 

 

 

Tier I Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

Unified

$

78,385

12.7

%  

$

36,936

6.0

%  

$

49,251

8.0

%

 

 

 

 

 

 

Tier I Capital (to Average Assets)

 

 

 

 

 

 

Unified

$

78,385

9.2

%  

$

34,139

4.0

%  

$

42,764

5.0

%

 

 

 

 

 

 

As of December 31, 2024

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

Unified

$

82,208

13.8

%  

$

47,635

8.0

%  

$

59,544

10.0

%

 

 

 

 

 

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

Unified

$

78,182

13.1

%  

$

26,795

4.5

%  

$

38,703

6.5

%

 

 

 

 

 

 

Tier I Capital (to Risk-Weighted Assets)

 

 

 

 

 

 

Unified

$

78,182

13.1

%  

$

35,726

6.0

%  

$

47,635

8.0

%

 

 

 

 

 

 

Tier I Capital (to Average Assets)

 

 

 

 

 

 

Unified

$

78,182

9.6

%  

$

32,731

4.0

%  

$

40,913

5.0

%