Segment Reporting

12 Months Ended

Dec. 31, 2025

Segment Reporting

Segment Reporting

Note 24: Segment Reporting

The Company’s has one reportable segment (“Banking”) as determined by the after considering the level of information to review and the performance of various components of the business. The Company’s Management will use the consolidated information to benchmark against similar entities to evaluate financial performance and budget to actual results. Accounting policies followed by the Company are the same used for the single segment. The one segment identified is evaluated using net income, earnings per share, return of average assets and equity. Information used for performance assessment follows. Since reported consolidated financial results are used for the performance assessment, there are no reconciling items noted from our financial reporting results published and segment reporting financial information.

	Year Ended December 31,
	2025		2024
	(In thousands)
Banking Segment
Total interest income	$	41,489	$	39,521
Total interest expense		15,029		14,721
Net interest income		26,460		24,800
Provision for credit loss expense		674		299
Net interest income after provision for credit losses		25,786		24,501
Noninterest income		6,019		4,460
Noninterest expense (including taxes)		24,052		21,559
Net income		7,753		7,402
Net income (consolidated financial statement of income)	$	7,753	$	7,402
Total assets Banking segment	$	857,445	$	816,656
Total assets (consolidated balance sheets)	$	857,445	$	816,656