Condensed Consolidated Statements of Income - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Interest and Dividend Income
Loans, including fees	$ 7,760,000	$ 7,232,000	$ 22,767,000	$ 20,980,000
Taxable	388,000	484,000	1,163,000	1,557,000
Non-taxable	1,957,000	1,878,000	5,711,000	5,439,000
Federal funds sold	439,000	254,000	972,000	1,179,000
Dividends on Federal Home Loan Bank stock and other stock	91,000	96,000	275,000	288,000
Total interest and dividend income	10,635,000	9,944,000	30,888,000	29,443,000
Interest expense
Deposits	2,260,000	2,081,000	7,776,000	6,065,000
Borrowings	1,646,000	1,724,000	3,541,000	4,922,000
Total interest expense	3,906,000	3,805,000	11,317,000	10,987,000
Net Interest Income	6,729,000	6,139,000	19,571,000	18,456,000
Credit Loss Expense
Provision for credit loss expense - loans	186,000	69,000	488,000	304,000
Reversal of credit loss expense - off balance sheet commitments	0	0		(130,000)
Provision for Credit Loss Expense	186,000	69,000	488,000	174,000
Net interest income after provision for credit losses	6,543,000	6,070,000	19,083,000	18,282,000
Noninterest Income
Service charges on deposit accounts	857,000	767,000	2,391,000	2,187,000
Realized gains (losses) on sale of available-for-sale securities			144,000	(116,000)
Realized gains on sales of loans	118,000	168,000	343,000	363,000
Earnings on bank-owned life insurance	192,000	189,000	572,000	574,000
Other income	181,000	91,000	569,000	257,000
Total noninterest income	1,348,000	1,215,000	4,019,000	3,265,000
Noninterest expense
Salaries and employee benefits	3,049,000	2,757,000	8,755,000	7,219,000
Occupancy and Equipment	639,000	573,000	1,889,000	1,739,000
Professional services	449,000	398,000	1,299,000	1,465,000
Data processing and related electronic services	426,000	396,000	1,201,000	1,210,000
FDIC Insurance	94,000	108,000	282,000	324,000
Insurance	168,000	157,000	489,000	464,000
Franchise and other taxes	145,000	148,000	417,000	441,000
Advertising	138,000	124,000	398,000	361,000
Stationery and office supplies	23,000	30,000	92,000	86,000
Amortization of intangibles	38,000	38,000	113,000	113,000
Other expenses	811,000	800,000	2,474,000	2,613,000
Total noninterest expense	5,980,000	5,529,000	17,409,000	16,035,000
Income Before Federal Income Taxes	1,911,000	1,756,000	5,693,000	5,512,000
Provision (Benefit) for Federal Income Taxes	(20,000)	(64,000)	(24,000)	(41,000)
Net Income	$ 1,931,000	$ 1,820,000	$ 5,717,000	$ 5,553,000
Basic Earnings Per Share (in dollars per share)	$ 0.34	$ 0.31	$ 0.99	$ 0.95
Diluted Earnings Per Share (in dollars per share)	0.34	0.31	0.99	0.95
Dividends Per Share	$ 0.1875	$ 0.1775	$ 0.73	$ 0.675