Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest and dividend income
Loans, including fees	$ 5,171	$ 5,379	$ 15,175	$ 16,646
Taxable securities	19	121	69	537
Non-taxable securities	987	1,164	3,181	3,660
Federal funds sold	37	6	68	39
Dividends on Federal Home Loan Bank stock and other	20	22	62	78
Total interest and dividend income	6,234	6,692	18,555	20,960
Deposits
Demand	73	168	240	1,296
Savings	3	7	14	30
Time	215	403	782	1,352
Borrowings	338	370	1,044	1,382
Total interest expense	629	948	2,080	4,060
Net interest income	5,605	5,744	16,475	16,900
(Credit) Provision for loan losses	(400)	1,333	(855)	3,304
Net interest income after provision for loan losses	6,005	4,411	17,330	13,596
Noninterest income
Service charges on deposit accounts	721	645	2,122	1,975
Realized gains on available-for-sale securities	1,250	1,344	1,250	2,594
Realized gains on sales of loans	54	47	218	93
Other income	262	304	765	878
Total noninterest income	2,287	2,340	4,355	5,540
Noninterest expense
Salaries and employee benefits	2,772	2,293	7,407	6,935
Net occupancy and equipment expense	566	612	1,740	1,827
Professional services	290	330	937	978
Insurance	135	128	394	358
Deposit insurance premiums	48	47	146	137
Franchise and other taxes	144	122	418	369
Advertising	113	119	338	337
Stationery and office supplies	23	35	74	87
Amortization of core deposit premium	38	38	113	113
Other expenses	813	768	2,374	2,340
Total noninterest expense	4,942	4,492	13,941	13,481
Income before federal income taxes	3,350	2,259	7,744	5,655
Federal income taxes	448	200	749	342
Net income	$ 2,902	$ 2,059	$ 6,995	$ 5,313
EARNINGS PER COMMON SHARE
Basic	$ 0.50	$ 0.36	$ 1.21	$ 0.93
Diluted	0.50	0.36	1.21	0.93
DIVIDENDS PER COMMON SHARE	$ 0.1475	$ 0.1425	$ 0.5350	$ 0.4275