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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2021
Dec. 31, 2020
Assets    
Cash and due from banks $ 8,336 $ 11,637
Interest-bearing demand deposits 83,071 39,955
Cash and cash equivalents 91,407 51,592
Available-for-sale securities 135,540 158,067
Loans, net of allowance for loan losses of $4,123 and $5,113 at September 30, 2020 and December 31, 2020, respectively 457,996 438,378
Premises and equipment 13,397 13,743
Federal Home Loan Bank stock 3,704 4,177
Foreclosed assets held for sale, net 415 721
Core deposit intangible asset 597 710
Goodwill 682 682
Accrued interest receivable 2,206 2,901
Bank-owned life insurance 18,603 18,109
Other assets 5,835 4,322
Total assets 730,382 693,402
Deposits    
Demand 406,543 376,287
Savings 138,346 122,549
Time 63,619 80,699
Total deposits 608,508 579,535
Securities sold under repurchase agreements 18,280 12,705
Subordinated debentures 23,650 23,604
Interest payable and other liabilities 9,890 9,230
Total liabilities 660,328 625,074
Stockholders' Equity    
Preferred stock, no par value, authorized 2,000,000 shares; no shares issued 0 0
Common stock, $1 par value; authorized 10,000,000 shares; issued 2021 -6,056,351 shares, 2020 - 6,046,351 shares; outstanding 2021 - 5,806,840, 2020 - 5,791,853 6,056 6,046
Additional paid-in capital 23,513 23,166
Retained earnings 36,286 32,497
Stock held by deferred compensation plan; 2021 -169,918 shares, 2020 - 174,905 shares (1,722) (1,675)
Accumulated other comprehensive gain 6,910 9,283
Treasury stock, at cost 2021 - 79,593 shares, 2020 - 79,593 shares (989) (989)
Total stockholders' equity 70,054 68,328
Total liabilities and stockholders' equity $ 730,382 $ 693,402