Condensed Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest and Dividend Income
Loans, including fees	$ 4,913	$ 5,842
Taxable	29	223
Non-taxable	1,108	1,197
Federal funds sold	11	29
Dividends on Federal Home Loan Bank and other stock	27	28
Total interest and dividend income	6,088	7,319
Interest Expense
Deposits	406	1,121
Borrowings	369	564
Total interest expense	775	1,685
Net Interest Income	5,313	5,634
Provision (Credit) for Loan Losses	(205)	563
Net Interest Income After Provision for Loan Losses	5,518	5,071
Noninterest Income
Service charges on deposit accounts	592	659
Realized gains on sales of securities	0	69
Realized gains on sales of loans	75	6
Earnings on bank-owned life insurance	182	195
Other income	77	115
Total noninterest income	926	1,044
Noninterest Expense
Salaries and employee benefits	2,304	2,346
Occupancy and equipment	600	606
Professional services	319	277
FDIC insurance	50	44
Insurance	129	118
Franchise and other taxes	134	122
Advertising	113	75
Stationery and office supplies	23	26
Amortization of intangibles	37	37
Other expenses	740	759
Total noninterest expense	4,449	4,410
Income Before Federal Income Taxes	1,995	1,705
Provision for Federal Income Taxes	87	126
Net Income	$ 1,908	$ 1,579
EARNINGS PER COMMON SHARE
Basic Earnings Per Share	$ 0.33	$ 0.28
Diluted Earnings Per Share	0.33	0.28
Dividends Per Share (including special dividend of $0.10 in March 2021)	$ 0.24250	$ 0.1425