12. Accumulated Other Comprehensive Income (Loss) — The following tables summarize the components of accumulated other comprehensive income (loss) (AOCI) at June 30, 2015 and 2014, and changes during the three- and six-month periods then ended.

Table 51: Summary of Changes in Accumulated Other Comprehensive Income (Loss)


(In Millions)	Balance at June 30, 2015			Net Change			Balance at December 31, 2014
Net Unrealized Gains (Losses) on Securities Available for Sale	$	59.3		$	31.7		$	27.6
Net Unrealized Gains (Losses) on Cash Flow Hedges		(2.6	)		2.1			(4.7	)
Net Foreign Currency Adjustments		(1.8	)		(0.1	)		(1.7	)
Net Pension and Other Postretirement Benefit Adjustments		(328.6	)		12.3			(340.9	)

Total	$	(273.7	)	$	46.0		$	(319.7	)


(In Millions)	Balance at June 30, 2014			Net Change			Balance at December 31, 2013
Net Unrealized Gains (Losses) on Securities Available for Sale	$	44.0		$	38.0		$	6.0
Net Unrealized Gains (Losses) on Cash Flow Hedges		3.9			1.0			2.9
Net Foreign Currency Adjustments		0.2			(6.9	)		7.1
Net Pension and Other Postretirement Benefit Adjustments		(253.3	)		7.0			(260.3	)

Total	$	(205.2	)	$	39.1		$	(244.3	)

Table 52: Details of Changes in Accumulated Other Comprehensive Income (Loss)


	Three Months Ended June 30,
	2015									2014
(In Millions)	Before Tax			Tax Effect			After Tax			Before Tax			Tax Effect			After Tax
Unrealized Gains (Losses) on Securities Available for Sale
Noncredit-Related Unrealized Losses on Securities OTTI	$	—		$	—		$	—		$	(3.3	)	$	1.3		$	(2.0	)
Other Unrealized Gains (Losses) on Securities Available for Sale		(36.4	)		13.8			(22.6	)		57.3			(21.4	)		35.9
Reclassification Adjustment for (Gains) Losses Included in Net Income		0.4			(0.2	)		0.2			(0.4	)		—			(0.4	)

Net Change		(36.0	)		13.6			(22.4	)		53.6			(20.1	)		33.5

Unrealized Gains (Losses) on Cash Flow Hedges
Unrealized Gains (Losses) on Cash Flow Hedges		4.8			(2.4	)		2.4			(1.3	)		0.6			(0.7	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		1.3			(0.5	)		0.8			0.2			(0.1	)		0.1

Net Change		6.1			(2.9	)		3.2			(1.1	)		0.5			(0.6	)

Foreign Currency Adjustments
Foreign Currency Translation Adjustments		53.0			2.4			55.4			13.4			(0.3	)		13.1
Long-Term Intra-Entity Foreign Currency Transaction Gains (Losses)		1.5			(0.5	)		1.0			(1.0	)		0.4			(0.6	)
Net Investment Hedge Gains (Losses)		(81.1	)		30.5			(50.6	)		(29.6	)		11.5			(18.1	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			—			—			—

Net Change		(26.6	)		32.4			5.8			(17.2	)		11.6			(5.6	)

Pension and Other Postretirement Benefit Adjustments
Net Actuarial Gain (Loss)		—			—			—			—			—			—
Reclassification Adjustment for (Gains) Losses Included in Net Income		9.7			(3.6	)		6.1			6.1			(2.5	)		3.6

Net Change	$	9.7		$	(3.6	)	$	6.1		$	6.1		$	(2.5	)	$	3.6


	Six Months Ended June 30,
	2015									2014
(In Millions)	Before Tax			Tax Effect			After Tax			Before Tax			Tax Effect			After Tax
Unrealized Gains (Losses) on Securities Available for Sale
Noncredit-Related Unrealized Losses on Securities OTTI	$	—		$	—		$	—		$	(1.8	)	$	0.7		$	(1.1	)
Other Unrealized Gains (Losses) on Securities Available for Sale		50.4			(18.9	)		31.5			63.0			(23.6	)		39.4
Reclassification Adjustment for (Gains) Losses Included in Net Income		0.3			(0.1	)		0.2			(0.3	)		—			(0.3	)

Net Change		50.7			(19.0	)		31.7			60.9			(22.9	)		38.0

Unrealized Gains (Losses) on Cash Flow Hedges
Unrealized Gains (Losses) on Cash Flow Hedges		0.1			0.6			0.7			1.1			(0.3	)		0.8
Reclassification Adjustment for (Gains) Losses Included in Net Income		2.3			(0.9	)		1.4			0.4			(0.2	)		0.2

Net Change		2.4			(0.3	)		2.1			1.5			(0.5	)		1.0

Foreign Currency Adjustments
Foreign Currency Translation Adjustments		(37.1	)		14.6			(22.5	)		19.9			(1.2	)		18.7
Long-Term Intra-Entity Foreign Currency Transaction Gains (Losses)		0.5			(0.2	)		0.3			(1.6	)		0.6			(1.0	)
Net Investment Hedge Gains (Losses)		35.5			(13.4	)		22.1			(40.2	)		15.6			(24.6	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			—			—			—

Net Change		(1.1	)		1.0			(0.1	)		(21.9	)		15.0			(6.9	)

Pension and Other Postretirement Benefit Adjustments
Net Actuarial Gain (Loss)		—			—			—			—			—			—
Reclassification Adjustment for (Gains) Losses Included in Net Income		19.2			(6.9	)		12.3			12.5			(5.5	)		7.0

Net Change	$	19.2		$	(6.9	)	$	12.3		$	12.5		$	(5.5	)	$	7.0

The following table provides the location and before-tax amounts of reclassifications out of AOCI during the three and six months ended June 30, 2015.

Table 53: Reclassification Adjustment out of Accumulated Other Comprehensive Income (Loss)


(In Millions)	Location of Reclassification Adjustments Recognized in Income	Amount of Reclassification Adjustments Recognized in Income
		Three Months Ended		Six Months Ended
		June 30, 2015
Securities Available for Sale
Realized (Gains) Losses on Securities Available for Sale	Investment Security Gains (Losses), net	$	0.4	$	0.3

Realized (Gains) Losses on Cash Flow Hedges
Foreign Exchange Contracts	Other Operating Income/Expense		1.3		2.3

Pension and Other Postretirement Benefit Adjustments
Amortization of Net Actuarial (Gain) Loss	Employee Benefits		9.7		19.3
Amortization of Prior Service Cost	Employee Benefits		—		(0.1	)

Gross Reclassification Adjustment		$	9.7	$	19.2