10. Accumulated Other Comprehensive Income (Loss) – The following tables summarize the components of accumulated other comprehensive income (loss) at June 30, 2014 and 2013, and changes during the three and six month periods then ended.


(In Millions)	Balance at December 31, 2013			Net Change			Balance at June 30, 2014
Net Unrealized Gains (Losses) on Securities Available for Sale	$	6.0		$	38.0		$	44.0
Net Unrealized Gains (Losses) on Cash Flow Hedges		2.9			1.0			3.9
Net Foreign Currency Adjustments		7.1			(6.9	)		0.2
Net Pension and Other Postretirement Benefit Adjustments		(260.3	)		7.0			(253.3	)

Total	$	(244.3	)	$	39.1		$	(205.2	)


(In Millions)	Balance at December 31, 2012			Net Change			Balance at June 30, 2013
Net Unrealized Gains (Losses) on Securities Available for Sale	$	101.0		$	(80.2	)	$	20.8
Net Unrealized Gains (Losses) on Cash Flow Hedges		(1.4	)		(3.1	)		(4.5	)
Net Foreign Currency Adjustments		10.5			1.6			12.1
Net Pension and Other Postretirement Benefit Adjustments		(393.1	)		14.0			(379.1	)

Total	$	(283.0	)	$	(67.7	)	$	(350.7	)


	Three Months Ended June 30,
	2014									2013
(In Millions)	Before Tax			Tax Effect			After Tax			Before Tax			Tax Effect			After Tax
Unrealized Gains (Losses) on Securities Available for Sale
Noncredit-Related Unrealized Losses on Securities OTTI	$	(3.3	)	$	1.3		$	(2.0	)	$	—		$	—		$	—
Other Unrealized Gains (Losses) on Securities Available for Sale		57.3			(21.4	)		35.9			(130.7	)		49.2			(81.5	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		(0.4	)		—			(0.4	)		—			—			—

Net Change		53.6			(20.1	)		33.5			(130.7	)		49.2			(81.5	)

Unrealized Gains (Losses) on Cash Flow Hedges
Unrealized Gains (Losses) on Cash Flow Hedges		(1.3	)		0.6			(0.7	)		(0.1	)		0.4			0.3
Reclassification Adjustment for (Gains) Losses Included in Net Income		0.2			(0.1	)		0.1			2.8			(1.0	)		1.8

Net Change		(1.1	)		0.5			(0.6	)		2.7			(0.6	)		2.1

Foreign Currency Adjustments
Foreign Currency Translation Adjustments		13.4			0.1			13.5			6.7			1.2			7.9
Long-Term Intra-Entity Foreign Currency Transaction Losses		(1.0	)		—			(1.0	)		—			—			—
Net Investment Hedge Gains (Losses)		(29.6	)		11.5			(18.1	)		(3.3	)		1.2			(2.1	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			—			—			—

Net Change		(17.2	)		11.6			(5.6	)		3.4			2.4			5.8

Pension and Other Postretirement Benefit Adjustments
Net Actuarial Gain (Loss)		—			—			—			—			—			—
Reclassification Adjustment for (Gains) Losses Included in Net Income		6.1			(2.5	)		3.6			11.2			(4.2	)		7.0

Net Change	$	6.1		$	(2.5	)	$	3.6		$	11.2		$	(4.2	)	$	7.0


	Six Months Ended June 30,
	2014									2013
(In Millions)	Before Tax			Tax Effect			After Tax			Before Tax			Tax Effect			After Tax
Unrealized Gains (Losses) on Securities Available for Sale
Noncredit-Related Unrealized Losses on Securities OTTI	$	(1.8	)	$	0.7		$	(1.1	)	$	2.1		$	(0.8	)	$	1.3
Other Unrealized Gains (Losses) on Securities Available for Sale		63.0			(23.6	)		39.4			(130.5	)		49.1			(81.4	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		(0.3	)		—			(0.3	)		(0.2	)		0.1			(0.1	)

Net Change		60.9			(22.9	)		38.0			(128.6	)		48.4			(80.2	)

Unrealized Gains (Losses) on Cash Flow Hedges
Unrealized Gains (Losses) on Cash Flow Hedges		1.1			(0.3	)		0.8			(9.3	)		3.3			(6.0	)
Reclassification Adjustment for (Gains) Losses Included in Net Income		0.4			(0.2	)		0.2			4.6			(1.7	)		2.9

Net Change		1.5			(0.5	)		1.0			(4.7	)		1.6			(3.1	)

Foreign Currency Adjustments
Foreign Currency Translation Adjustments		19.9			(0.6	)		19.3			(49.7	)		1.7			(48.0	)
Long-Term Intra-Entity Foreign Currency Transaction Losses		(1.6	)		—			(1.6	)		—			—			—
Net Investment Hedge Gains (Losses)		(40.2	)		15.6			(24.6	)		79.5			(29.9	)		49.6
Reclassification Adjustment for (Gains) Losses Included in Net Income		—			—			—			—			—			—

Net Change		(21.9	)		15.0			(6.9	)		29.8			(28.2	)		1.6

Pension and Other Postretirement Benefit Adjustments
Net Actuarial Gain (Loss)		—			—			—			—			—			—
Reclassification Adjustment for (Gains) Losses Included in Net Income		12.5			(5.5	)		7.0			22.4			(8.4	)		14.0

Net Change	$	12.5		$	(5.5	)	$	7.0		$	22.4		$	(8.4	)	$	14.0

The following table provides the location and before-tax amounts of reclassifications out of accumulated other comprehensive income (loss) during the three and six months ended June 30, 2014.


	Location of Reclassification Adjustments Recognized in Income	Amount of Reclassification Adjustments Recognized in Income
		Three Months Ended			Six Months Ended
(In Millions)		June 30, 2014
Securities Available for Sale
Realized (Gains) Losses on Securities Available for Sale	Investment Security Gains (Losses), net	$	(0.4	)	$	(0.3	)
Realized (Gains) Losses on Cash Flow Hedges
Foreign Exchange Contracts	Other Operating Income/ Expense		0.2			0.4
Pension and Other Postretirement Benefit Adjustments
Amortization of Net Actuarial (Gain) Loss	Employee Benefits		(0.4	)		(0.8	)
Amortization of Prior Service Cost	Employee Benefits		6.5			13.3

Gross Reclassification Adjustment		$	6.1		$	12.5