Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2013

Changes in Allowance for Credit Losses by Segment

The following tables provide information regarding changes in the total allowance for credit losses by segment during the three and six month periods ended June 30, 2013 and 2012.

	Three Months Ended June 30,
	2013									2012
(In Millions)	Commercial			Personal			Total			Commercial			Personal			Total
Balance at Beginning of Period	$	187.1		$	136.7		$	323.8		$	202.0		$	126.1		$	328.1
Charge-Offs		(4.3	)		(11.3	)		(15.6	)		(5.0	)		(11.2	)		(16.2	)
Recoveries		4.6			2.9			7.5			7.5			5.5			13.0
Net (Charge-Offs) Recoveries		0.3			(8.4	)		(8.1	)		2.5			(5.7	)		(3.2	)
Provision for Credit Losses		(3.3	)		8.3			5.0			(8.2	)		13.2			5.0
Effect of Foreign Exchange Rates		—			—			—			—			—			—
Balance at End of Period	$	184.1		$	136.6		$	320.7		$	196.3		$	133.6		$	329.9

	Six Months Ended June 30,
	2013									2012
(In Millions)	Commercial			Personal			Total			Commercial			Personal			Total
Balance at Beginning of Period	$	194.2		$	133.4		$	327.6		$	211.0		$	117.9		$	328.9
Charge-Offs		(5.2	)		(23.0	)		(28.2	)		(8.2	)		(22.4	)		(30.6	)
Recoveries		6.4			5.0			11.4			11.2			10.4			21.6
Net (Charge-Offs) Recoveries		1.2			(18.0	)		(16.8	)		3.0			(12.0	)		(9.0	)
Provision for Credit Losses		(11.2	)		21.2			10.0			(17.7	)		27.7			10.0
Effect of Foreign Exchange Rates		(0.1	)		—			(0.1	)		—			—			—
Balance at End of Period	$	184.1		$	136.6		$	320.7		$	196.3		$	133.6		$	329.9

Allowances for Credit Losses and Recorded Investments in Loans and Leases by Segment

The following table provides information regarding the balances of the recorded investments in loans and leases and the allowance for credit losses by segment as of June 30, 2013 and December 31, 2012.

	June 30, 2013						December 31, 2012
(In Millions)	Commercial		Personal		Total		Commercial		Personal		Total
Loans and Leases
Specifically Evaluated for Impairment	$	113.9	$	189.2	$	303.1	$	125.0	$	144.8	$	269.8
Evaluated for Inherent Impairment		12,505.7		16,001.6		28,507.3		12,772.2		16,462.5		29,234.7
Total Loans and Leases		12,619.6		16,190.8		28,810.4		12,897.2		16,607.3		29,504.5
Allowance for Loans and Leases
Specifically Evaluated for Impairment		14.5		3.9		18.4		11.0		7.0		18.0
Evaluated for Inherent Impairment		142.1		129.9		272.0		155.1		124.8		279.9
Allowance Assigned to Loans and Leases		156.6		133.8		290.4		166.1		131.8		297.9
Allowance for Unfunded Exposures
Commitments and Standby Letters of Credit		27.5		2.8		30.3		28.1		1.6		29.7
Total Allowance for Credit Losses	$	184.1	$	136.6	$	320.7	$	194.2	$	133.4	$	327.6